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ICBA Securities
Board of Directors: Demystifying Your Bank’s Investment Portfolio In an era of heightened regulatory scrutiny, board members are required to have a better understanding of their bank’s investment...
About ICBA Live
Have questions about ICBA LIVE? Check out our FAQs for quick answers and helpful details to plan your experience. “It was a wonderful event to meet new community bankers while attending top-notch...
Our Brands
ICBA Securities provides a full suite of investment products and services for community banks. ICBA Securities is endorsed by 34 affiliated state banking associations and is the only broker/dealer...
Advocacy In Action
Download PDF Example Text Permanent Tax Relief Signed into Law The One Big Beautiful Bill Act permanently extends provisions of the Tax Cuts and Jobs Act, including individual rates, the estate...
Letter To 119th Congress
By Rebeca Romero Rainey President and CEO, Independent Community Bankers of America Powering Local Economies Example Text Introduction On behalf of ICBA and community banks with more than 50,000...
Tax Policy
Articles Search articles Tax Policy Overview Feel the rhythm at ICBA LIVE 2025! Jan 1, 2025 Read More Example Text Tax laws should promote robust economic activity and a vibrant community banking...
Access the Government-Sponsored Secondary Mortgage Market
Position Background Position & Background ICBA will actively engage the Federal Housing Finance Administration (FHFA) and the GSEs regarding overly burdensome policies and practices that increase...
Accounting & Auditing
Position Background Position & Background ICBA opposes any prohibitions on the ability of community banks to classify mortgage loans and investment securities at amortized cost when the bank’s...
Artificial Intelligence - Old
Banks, as early adopters, have effectively integrated AI and machine learning into their operations, prioritizing safety and soundness. ICBA holds that banking regulators currently possess the...
Bank Secrecy Act and Enforcement
Bank Secrecy Act and Enforcement Search articles Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Feel the rhythm at ICBA LIVE 2025!...
Banking Cannabis-Related Businesses
Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual gathering of community bankers! Read More Example Text Articles Related...
Central Bank Digital Currency (CBDC)
Many central banks, including the Federal Reserve, are actively exploring central bank digital currency, which is defined as a “new form of digital money, denominated in the national unit of...
Community Bank Access to Capital
Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual gathering of community bankers! Jan 1, 2025 | Category Home Advocacy...
Community Bank Climate Risk Regulation
Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in...
Community Banker Representation
Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in...
Community Development Financial Institutions
ICBA supports increasing funding for the CDFI Fund, proceeds of which are used to help CDFI banks continue to innovate and help their communities. ICBA supports ECIP disposition Guidelines that...
Community Reinvestment Act (CRA)
Position Background Position & Background Community banks strongly support meeting the credit needs of their entire communities, including low and moderate-income areas. ICBA supports consistent...
Consumer Financial Protection Bureau (CFPB)
ICBA appreciates the CFPB’s decision to operate with the statutory parameters established by Congress and urges the Bureau to carry out its supervisory obligations consistently across all covered...
Core Processors
Reset Filters Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Search topics Select Feel the rhythm at ICBA LIVE 2025! It's time to...
Core Processor Advocacy
Position Background Position & Background Reset Filters Core Processors Advocacy Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Feel...
Preferred Service Providers
Questions? Contact Us. Visit our Preferred Service Providers Preferred Service Providers have earned the highest level of affiliation with ICBA. Partners are selected by the ICBA Bank Innovation...
ICBA Preferred Service Provider Resource Center
View Solutions Directory Example Text Contact Your Representative Example Text Home Preferred Service Providers Resource Center Back ICBA Preferred Service Provider Resource Center As a Preferred...
ICBA Corporate Membership
Apply for Membership Example Text Membership Overview Example Text Ongoing Benefits Company profile listed in Independent Banker magazine's August membership issue with bonus distribution to every...
ICBA ThinkTECH Accelerator
Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual gathering of community bankers! Some Text Register for the Accelerator...
Member Toolkits
Digital Payments Transformation To help community bankers chart the right path for their bank, we’ve developed a digital payments transformation report and workbook. Get Started Example Text ICBA...
Elder Abuse Prevention
Elder Abuse Prevention Identifying, preventing, and reporting elder financial exploitation is a serious issue. According to the CFPB’s “Suspicious Activity Reports on Elder Financial Exploitation:...
Operational Risk
The unpredictable nature of natural disasters makes the risks to community banks impossible to eliminate, but proper preparedness and training can help mitigate the disruption and minimize the...
Cyber and Data Security
Cybersecurity Safeguarding customer information is critical to maintaining the public’s trust in the banking system. Data breaches in the private and public sectors jeopardize consumer financial...
Credit Reporting
Position & Background Position Background ICBA supports the use of consumer credit reports and credit scoring models as tools to objectively assess a borrower’s creditworthiness and ability to...
Customer Data Access/Open Banking
Join the ICBA Community Explore the ICBA Community to see discussions on this and other issues. Join the Conversation Example Text ICBA Expert Contacts Articles Customer Data Access/Open Banking...
Cyber Incidents and Breaches
Articles Related Topics: Data and Cyber Security Example Text Payments Fraud and Scams Example Text View All Topics Cybersecurity Example Text Consumer Lending Example Text Regulation B Example...
Cyber Incidents and Breaches Advocacy
Cyber Incidents and Breaches Advocacy Position & Background Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Reset Filters Search...
Cyber Incidents and Breaches Education
Home Cyber Incidents Education Back Cyber Incidents and Breaches Overview Advocacy Education Cyber Incidents and Breaches Education Upcoming Training & Events Join the ICBA Community Visit the ICBA...
Data and Cyber Security
Data and Cyber Security Overview Advocacy Education Reset Filters Home Advocacy Data and Cyber Security Back Search topics Select Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA...
Data and Cyber Security Advocacy
Position & Background To better address increasingly sophisticated threats, state and federal legislation, regulation, and guidance should enable community banks to implement risk-based security...
Data and Cyber Security Education
Upcoming Training & Events Take Action Today Help advocate for community banking by writing a letter to congress. Take Action Example Text Join the ICBA Community Visit the ICBA Community to see...
De Novo Community Bank Formation
Reset Filters Reset Filters ICBA supports a flexible and tailored supervisory policy with regard to de novo banking applicants that is based on the pro forma risk profile and business plan of the...
Defending the Bank Charter
Home Advocacy Defending the Bank Charter Back Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual gathering of community...
Deposit Account Services & Fees
Search articles Select Home Advocacy Deposit Account Services & Fees Back Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual...
ICBA PAC
Login to ICBA PAC Example Text Sign Prior Approval Example Text Print Prior Approval Example Text 320 candidates and committees supported $150 average contribution 3,100 community bankers made...
Online Course Newsletter
Online Course Newsletter Feel the rhythm at ICBA LIVE 2025! Read More Example Text Login and Start Training Example Text Home ICBA Education Online Training Online Course Newsletter Back ICBA...
ICBA ThinkTECH Programs and Events
ICBA ThinkTECH Solutions Forum: Fraud Join ICBA Innovation and your fellow community bankers for the second ICBA ThinkTECH Solutions Forum in this Fall’s series. Learn More Example Text Learn about...
Press Resources
Phalen Kuckuck Senior Director, Communications ICBA 202-821-4457 Contact Example Text Facts About Community Banking Home Newsroom Press Resources Back Explore Our Advocacy Priorities ICBA Staff...
Small Business Loan Application Data Collection
As relationship bankers, community banks look at each small-business loan individually and often in customized terms based on many factors. Rigid data collection requirements under Section 1071 of...
ICBA Compensation and Benefits Report
Dynamic Digital Dashboard Enrollment to participate is open Due to popular demand, ICBA has brought back the industry’s go-to resource for community bank compensation and benefits insights. In...
Reports and Surveys
Home Newsroom Reports and Surveys Back ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class...
State Associations
Feel the rhythm at ICBA LIVE 2025! State Associations The state and regional associations listed below are affiliated with the Independent Community Bankers of America. Home About Us State...
My Topics
Upcoming Followed Topics Events My Followed Topics Followed Topics Articles My Account Manage My Account Suggested topics to follow Browse By All Topics Follow the suggested topics below to add to...
Deposit Insurance
Related Topics: Ending Too-Big-To-Fail Example Text Supervisory Environment Example Text View All Topics Deposit Insurance Overview Search articles Position Background Our nation’s federal deposit...
Digital Assets and Cryptocurrency
Articles Related Topics: Central Bank Digital Currency Example Text Data and Cyber Security Example Text View All Topics The cryptocurrency industry has demonstrated continued growth despite...
Digital Assets Advocacy
Digital Assets and Cryptocurrency Overview Advocacy Education Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA LIVE 2025 in Nashville, March 11-14, the largest annual gathering of...
Digital Assets Education
New from ICBA Education: Digital Assets Webinar Series This five-part webinar series equips community bankers with a fundamental understanding of digital assets, from basic concepts to strategic...
Ending the Conservatorship of Fannie Mae and Freddie Mac
Related Topics: Access the Government-Sponsored Secondary Mortgage Market Example Text Federal Home Loan Bank System Example Text View All Topics Ending the Conservatorship of Fannie Mae and...
Ending Too-Big-to-Fail
Join the ICBA Community Explore the ICBA Community to see discussions on this and other issues. Join the Conversation Example Text Feel the rhythm at ICBA LIVE 2025! It's time to get ready for ICBA...