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CFPBIssuesConsumerAdvisoryonIndustryDataBreach2014

Visit us online at consumerfinance.gov Headlines about large scale data breaches can be scary, but don’t panic. There are steps you can take to protect yourself. If your information was part...

Nov 7, 2025

SummaryRegEFinalRemittanceTransferRules

1 Summary of the CFPB Final Rules Regarding Remittance Transfers Revised May 30, 2013 The Consumer Financial Protection Bureau (“CFPB”) has amended Regulation E, which ...

Nov 7, 2025

FDICFinancialInstitutionLetter432016July2016

On June 30, 2016, the FDIC issued Financial Institution Letter (“FIL” or “Letter”) 43-2016, “Information Technology Risk Examination (InTREx) Program,” effective July 1, 2016.1 The FDIC has...

Nov 7, 2025

Section1071FinalRuleSummary

www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 1 Section 1071 – Final Rule Summary Background Section 1071 is a provision in the Dodd-Frank Wall Street Reform and Consumer Protection...

Nov 7, 2025

HSA IRA Bundle List

For more detailed information, visit icba.org/education or call ICBA Education at 800-422-7285. Plan your online training now. Get access to 15 bank HSA/IRA-focused online courses. Conversions...

Nov 7, 2025

Bank Compliance Bundle List

For more detailed information, visit icba.org/education or call ICBA Education at 800-422-7285. Plan your online training now. Get access to 55 bank compiance-focused online courses. • Americans...

Nov 7, 2025

ICBA Letter Opposing Sony National Trust Bank Application

November 6, 2025 Sebastian R. Astrada Director for Licensing Midsize, Trust, Credit Card, and Novel Banks Office of the Comptroller of the Currency 400 7th St., SW Washington, DC 20219 RE:...

Nov 12, 2025

ICBA Letter for September 16 2025 House Financial Services Committee Markup.pdf

September 16, 2025 The Honorable French Hill The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Nov 12, 2025

ILC White Paper Letter to the Senate

November 12, 2025 United States Senate Washington, D.C. 20510 Re: New ICBA White Paper: Closing the Industrial Loan Company Loophole: An Urgent Priority to Prevent Systemic Risk and...

Nov 12, 2025

ILC White Paper Letter to the House

November 12, 2025 U.S. House of Representatives Washington, D.C. 20515 Re: New ICBA White Paper: Closing the Industrial Loan Company Loophole: An Urgent Priority to Prevent Systemic...

Nov 12, 2025

ILC White Paper Letter to the FDIC

November 12, 2025 The Honorable Travis Hill Acting Chairman Federal Deposit Insurance Corporation 550 17th Street NW Washington, D.C. 20429 RE: ICBA White Paper: Closing the Industrial...

Nov 12, 2025

ICBA AND STATES JOINT STATEMENT FOR HFSC DEPOSIT INSURANCE HEARING 11.18.2025

1 Deposit Insurance Reform: The Nationwide Community Bank Perspective On behalf of the Independent Community Bankers of America (ICBA), the undersigned state banking associations...

Nov 17, 2025

Top Issues

2026 Advocacy in Action More Advocacy in Action → 2nd Quarter Digital Assets Regulatory Frameworks. ICBA has directly engaged with Congress on legislation establishing regulatory frameworks...

Nov 17, 2025

Custom Plan Course Listing

For more detailed information visit our website at www.icba.org/education or call ICBA Education 800-422-7285. Online Courses Custom Plan Course Listing 66 Courses 1. Balancing 101 2. Bank...

Nov 17, 2025

Professional Development Planner User Guide

Professional Development Planner 1 Rev. 03/2025 PROFESSIONAL DEVELOPMENT PLANNER User and Administrator Guide Table of Contents Powering Your Professional Potential...

Nov 17, 2025

Joint ROADs Letter to Congress Sec 705 Final

November 17, 2025 The Honorable Tim Scott The Honorable Elizabeth Warren Chairman Ranking Member Committee on Banking, Housing Committee on Banking, Housing And Urban Affairs ...

Nov 17, 2025

EditCal_IB_2026_P4 (3) Final

independentbanker.org // 1 EDITORIAL CALENDAR  2026 In every Issue of Independent Banker— COMPLIANCE, FRAUD, LENDING & INNOVATION In a July 2024 survey of ICBA Members, 72% of...

Nov 18, 2025

DigitalAdSpecs_IB_2026_jw_11_7_p2 (1)

Digital Advertising Specifications: independentbanker.org e-Newsletters: ICBA NewsWatch Today®; ICBA Banker’s dozen; Independent Banker eNews; Insider e-Blast All dimensions are width by...

Nov 18, 2025

PrintAdSpecs_IB_2026_11_5 (1)

independentbanker.org NOTICE: All submitted materials are subject to review, edit, and approval by ICBA to meet ICBA’s style guidelines. The audience of ICBA media is exclusive to community...

Nov 18, 2025

Joint Letter to FCC on STIR SHAKEN Framework

35279299.13 Before the Federal Communications Commission Washington, D.C. In the Matter of ) ) Call Authentication Trust Anchor ) WC Docket No. 17-97 COMMENTS OF ACA...

Nov 20, 2025

Letter Opposing National Trust Bank Charter Application for Foris DAX

November 26, 2025 Sebastian R. Astrada Director for Licensing Midsize, Trust, Credit Card, and Novel Banks Office of the Comptroller of the Currency 400 7th St., SW Washington, DC 20219 ...

Nov 26, 2025

ICBA's Comment Letter on Section 314(a) Requests - Dec 1 2025.pdf

December 1, 2025 Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, VA 22183 RE: Docket Number FINCEN–2025–0039 and OMB Control Number 1506–0049 Dear Sir or...

Dec 1, 2025

Joint Letter to SEC on Asset-Backed Securities Registration and Disclosure Enhancements.pdf

November 26, 2025 The Honorable Paul Atkins Chair U.S. Securities and Exchange Commission 100 F Street NE Washington, DC 20549 Dear Chairman Atkins: On behalf of our member...

Dec 1, 2025

ICBA Summary of CFPB's Section 1071 Proposed Rule.pdf

www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 Section 1071 – Proposed Rule Summary Background Section 1071 is a provision in the Dodd-Frank Wall Street Reform and Consumer Protection...

Dec 1, 2025

Letter to OCC Regarding the Money Laundering Risk Assessment System.pdf

Via electronic submission November 3, 2025 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency Attention: 1557–0231 400 7th Street SW,...

Dec 2, 2025

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Joint Letter to Treasury Department on Raising SAR and CTR Thresholds.pdf

December 2, 2025 The Honorable Scott Bessent Secretary U.S. Department of Treasury 1500 Pennsylvania Avenue, NW Washington, DC 20220 Dear Secretary Bessent: On behalf of community...

Dec 2, 2025

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ICBA Bank Director Program Admin Guide

ICBA Bank Director Program Roster Management and Bank Director Online Training (BDOT) Course Administration Guide Table of Contents BEFORE YOU GET STARTED – Director/Employee Roster...

Dec 3, 2025

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SBA Fact Sheet

Community Bank Small Business Administration Lending UNITED STATES SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Dec 8, 2025

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Joint Letter Urging the Federal Reserve to Withdraw Debit Interchange Proposal.pdf

1 December 8, 2025 Via Electronic Delivery Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution...

Dec 9, 2025

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ICBA STATEMENT FOR IORB HEARING

1 December 11, 2025 Interest on Reserve Balances: The Community Bank Perspective The Independent Community Bankers of America (ICBA),1 representing community banks across the nation...

Dec 11, 2025

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Stablecoin One Pager

Local Lending Is at Risk Stablecoins pose the threat of siphoning deposits away from community banks, which rely heavily on local deposits to fund lending to Main Street. As deposits and lending ...

Dec 11, 2025

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iptv-service-provider-premium-78.pdf

How To Get A Stable IPTV Stream Optimization Tips And Tricks --L8@i date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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iptv-service-provider-premium-79.pdf

How To Get The Most From Your IPTV Service --U6@c date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/ ...

Jan 16, 2026

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iptv-service-provider-premium-80.pdf

How To Install IPTV Smarters On Firestick 2026 Easy Guide --C5@f date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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iptv-service-provider-premium-81.pdf

How To Install IPTV Smarters Pro On Firestick --Q2@y date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/ ...

Jan 16, 2026

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iptv-service-provider-premium-82.pdf

How To Install Sky IPTV On Your Device 2026 Setup Guide --S3@a date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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iptv-service-provider-premium-83.pdf

How To Manage Your IPTV Play List For Faster Loading --L4@g date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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iptv-service-provider-premium-84.pdf

How To Optimize IPTV Smarters For Better Performance --R7@y date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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iptv-service-provider-premium-85.pdf

How To Renew Your IPTV Subscription Safely Online --E6@t date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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iptv-service-provider-premium-86.pdf

How To Setup IPTV On Firestick Step By Step 2026 Guide --Z0@x date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026