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Comment Letter on Banks Statutory Obligations under Section 1033.pdf
June 23, 2025 The Hon. Russell Vought Acting Director Consumer Financial Protection Bureau 1700 G St NW, Washington, DC 20552 RE: Banks’ Statutory Obligation to Provide Consumers Access...
AML Reform NDAA Letter
June 27, 2020 The Honorable James Inhofe Chairman, U.S. Senate Committee on Armed Services 205 Russell Senate Office Building Washington, DC 20510 The Honorable Jack Reed Ranking Member,...
Support for Promoting Access to Capital in Underbanked Communities Act
April 19, 2021 The Honorable Andy Barr U.S. House of Representatives Washington, D.C. 20515 Dear Representative Barr: On behalf of community banks across the country, with more...
Support for SECURE Notarization Act
May 13, 2021 The Honorable Mark Warner United States Senate 703 Hart Senate Office Building Washington, DC 20510 The Honorable Kevin Cramer United States Senate 330 Hart Senate Office...
Joint Letter on CDFI Fund Appropriation
1 May 14, 2021 The Honorable Chris Van Hollen The Honorable Mike Quigley Chairman Chairman Appropriations Subcommittee on Appropriations Subcommittee...
Joint Letter on Stepped-Up Basis
May 24, 2021 The Honorable Ron Wyden The Honorable Mike Crapo Chairman Ranking Member Committee on Finance Committee on Finance U.S. Senate U.S. Senate Washington, DC...
State Sign-on Letter Regarding Account Reporting
June 22, 2021 The Honorable Ron Wyden The Honorable Mike Crapo Chairman Ranking Member Committee on Finance Committee on Finance U.S. Senate U.S. Senate Washington, D.C. ...
State Letter Opposing Credit Card Competition Act
October 11, 2022 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker Minority Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C....
Comments on Federal Home Loan Bank Review
October 31, 2022 Sandra Thompson Director Federal Housing Finance Agency 400 7th St SW Washington, DC RE: FHLBank System at 100: Focusing on the Future Dear...
Extension Request on Safeguarding Advisory Client Assets Proposed Rule
March 3, 2023 Submitted electronically Ms. Vanessa Countryman Secretary Securities and Exchange Commission 100 F Street NE Washington, DC 20549-1090 RE: Request for...
Letter on Revised Stablecoin Draft Legislation
May 5, 2023 The Honorable Patrick McHenry The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...
National Banking Trades Letter
February 12, 2025 The Honorable Bill Hagerty The Honorable David Joyce Chair Chair Appropriations Subcommittee on Appropriations Subcommittee on Financial Services and General...
non-discrimination-policy
INDEPENDENT COMMUNITY BANKERS OF AMERICA NON-HARASSMENT, DISCRIMINATION AND RETALIATION POLICY ICBA expressly prohibits discrimination, harassment and retaliation based on race, color,...
committee-guidelines
Committee Guidelines Thank you for volunteering your time to serve community banking as a member of an ICBA committee, council or task force. To help ICBA achieve its many and varied goals, your...
Expense-Reimbursement-Policy
ICBA Expense Account Policy (Updated November 2024) General Guidelines 1. When only a one-day meeting is involved, ICBA will not cover spouse/guest expenses. 2. Number of nights...
bank-education-roster
Bank Education Committee Chairman Anita Drentlaw New Market Bank Lakeville, MN Vice Chairman Andrew Black Princeville State Bank Princeville, IL Committee Member Tim R. Aiken Union Bank, Inc....
TCM Disclosures
Rewards Platinum Credit Card Information on this disclosure was accurate as of March 31, 2026. This card will be issued and administered by TCM Bank, N.A. Before you submit your application,...
TCM Community Reinvestment Act
Public File TCM Bank, N.A. Table of Contents Written Comments from the Public Most Recent CRA Performance Evaluation Bank...
Secured Card Cardholder Agreement
114131211109 TCM BANK, N.A. SECURED CREDIT CARD CARDHOLDER AGREEMENT Effective Date: March 31, 2026 This Secured Credit Card Cardholder Agreement (this “Agreement”), together with the other...
TCM Privacy Notice
FACTS WHAT DOES TCM BANK, N.A. DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some,...
Business Cardholder Agreement
114131211109 TCM BANK, N.A. BUSINESS CARDHOLDER AGREEMENT Effective Date: March 31, 2026 This Business Cardholder Agreement (this “Agreement”), together with the other Cardholder Documents...
Consumer Cardholder Agreement
114131211109 TCM BANK, N.A. CARDHOLDER AGREEMENT Effective Date: March 31, 2026 This Cardholder Agreement (this “Agreement”), together with the other Cardholder Documents described below,...
Membership Brochure
A Legacy of Strength ICBA has one mission: to create and promote an environment where community banks flourish. We are exclusively dedicated to representing the interests of the community...
19.05.08_BSAmarkup
May 8, 2019 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...
19.05.07_BrokeredDepositCL
May 7, 2019 Mr. Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Unsafe and Unsound...
ICBA STATEMENT FOR PRIVACY HEARING 5.7.2019
www.icba.org/advocacy May 7, 2019 Privacy Rights and Data Collection: The Community Bank Perspective Chairman Crapo, Ranking Member Brown, members of the Committee, the...
ICBA STATEMENT FOR PRIVACY HEARING 5.7.2019
www.icba.org/advocacy May 7, 2019 Privacy Rights and Data Collection: The Community Bank Perspective Chairman Crapo, Ranking Member Brown, members of the Committee, the...
2019 Capital Summit One-Pagers
ICBA’s Community Focus 2020 (CF2020) is a set of specific, common-sense, legislative recommendations developed by community bankers to promote greater access to financial services and economic...
19.04.23_1071
Via electronic submission April 23, 2019 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Cost-Benefit...
19.04.15_SafeActLetter
April 15, 2019 The Honorable Jeff Merkley The Honorable Cory Gardner United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Merkley...
19.04.11_199Aletter
The Honorable Chuck Grassley Chairman Committee on Finance United States Senate 219 Dirksen Senate Office Building Washington, D.C. 20510 The Honorable Ron Wyden Ranking Member Committee...
Storytelling Worksheet fillable
Who is the target audience for my message? (e.g. media, customers, policymakers) What message do I want to convey? How do I want my audience to view our community bank? What goals would I like...
19.04.19_DisasterAid
1 April 19, 2019 The President The White House Washington, DC 20500 Honorable Nancy Pelosi Honorable Mitch McConnell Speaker Majority Leader U.S. House of...
19.04.09_CBLRcl
April 9, 2019 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street SW Suite 3E-218 Washington, DC 20219 Ms. Ann E....
19.03.27_Interlock
March 27, 2019 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street SW Suite 3E-218 Washington, DC 20219 Ms. Ann...
19.03.26_SafeActltr
March 26, 2019 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...
19.03.26_GSEstatement
www.icba.org/advocacy March 26, 2019 Housing Finance: The Community Bank Perspective Chairman Crapo, Ranking Member Brown, members of the Committee, the Independent Community Bankers...
Bank Director Program Newsletter - Mar/Apr 2019
COMMUNITY BANK DIRECTOR NEWSLETTER March/April 2019 Continued on page 2 INSIDE 2 Find the Fintech You Need with ICBA ThinkTECH Network 3 ICBA Launches Plan to Expand Economic ...
19.03.21_FHFAltr
March 21, 2019 Alfred M. Pollard General Counsel Federal Housing Finance Agency 400 7th Street, SW Washington, DC 20024 ...
19.03.08_SAFE_Act_ltr
March 8, 2019 The Honorable Ed Perlmutter The Honorable Denny Heck U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 ...
19.03.01_USDAltr
March 1st, 2019 Submitted Electronically to: www.regulations.gov Mr. William Northey Under Secretary U.S. Department of Agriculture 14th Street and Independence Ave. SW Washington, DC...
18.11.14_UMBScl
November 14, 2018 Honorable Melvin L. Watt Director Federal Housing Finance Agency 400 7th St SW Washington, DC 20219 Re: Uniform Mortgage-Backed Security;...
19.03.18_jtFEMAltr
March 18, 2019 The Honorable Peter Gaynor Administrator (Acting) Federal Emergency Management Agency (FEMA) 500 C Street, SW Washington, DC 20472 Dear Acting Administrator Gaynor: We,...
19.03.14_SBCprivacyltr
March 14, 2019 U.S. Senate Committee on Banking, Housing and Urban Affairs Chairman Mike Crapo Ranking Member Sherrod Brown 534 Dirksen Senate Office Building Washington, D.C. ...
Regulatory Agenda
COMMUNITY FOCUS 2020: The Community Bank Agenda for Expanding Economic Opportunity 2020 Legislative and Regulatory Agenda COMMUNITY FOCUS 2020 : LEGISLATIVE AGENDA 3 Community Focus 2020: ...
Legislative Agenda
COMMUNITY FOCUS 2020: The Community Bank Agenda for Expanding Economic Opportunity 2020 Legislative and Regulatory Agenda COMMUNITY FOCUS 2020 : LEGISLATIVE AGENDA 3 Community Focus 2020: ...
19.03.11_VolckerLTR
Via electronic submission March 11, 2019 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street, SW Suite 3E-218 Washington, DC 20219 ...
ILC White Paper
ILC INDUSTRIAL LOAN COMPANIES Closing the Loophole to Avert Consumer and Systemic Harm JULY 2023 icba.org 2 TABLE OF CONTENTS Executive Summary and...
Community Focus 2020
COMMUNITY FOCUS 2020: The Community Bank Agenda for Expanding Economic Opportunity 2020 Legislative and Regulatory Agenda Table of Contents LEGISLATIVE AGENDA—4 Regulatory Relief—4 A...
19.02.28_HR85jtltr
February 28, 2019 To: Members of the U.S. House of Representatives Re: Opposition to H.R. 85, Fund and Complete the Border Wall Act On behalf of our member companies, many of which...
Crop Insurance Coalition Budget Letter - Perdue
February 19, 2019 Dear Secretary Perdue: As the Administration develops and considers its budget proposals for the year, we respectfully urge you to protect crop insurance and recognize its...
Crop Insurance Coalition Budget Letter
February 19, 2019 Dear House and Senate Budget Committee Chairmen and Ranking Members: As Congress develops and considers its budget proposals for the year, we respectfully urge you to ...
19.02.13_CannabisBankingTestimony
Testimony of Gregory S. Deckard Chairman, President and Chief Executive Officer State Bank Northwest Spokane, Washington On behalf of the Independent Community Bankers of...
19.02.05_AppraisalCL
February 5, 2019 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street SW Suite 3E‐218 Washington, DC 20219 ...
19.01.28_AdvocacyAR
2018 ICBA ADVOCACY ANNUAL REPORT 2018 ADVOCACY ANNUAL REPORT In 2018, thousands of community bankers worked in tandem with ICBA advocacy staff on a diverse range of issues including...
19.01.22_SmallDollarCL
Via electronic submission January 22, 2019 Mr. Robert E. Feldman Executive Secretary Federal Deposit Insurance Corporation 550 17th St NW, Washington, DC 20429 Attn: Comments ...
19.01.22_SubSAnalysis
www.icba.org/advocacy January 2019 1 THE SUBCHAPTER S BANK DEDUCTION: KEY POINTS OF FINAL RULE UNDER 199A KEY POINTS OF FINAL RULE UNDER 199A1 On Jan. 18, Treasury released its final...
19.02.11_NALsSandbox_CL
Via electronic submission February 11, 2019 Mr. Paul Watkins Assistant Director, Office of Innovation Consumer Financial Protection Bureau 1700 G St, NW Washington, DC 20552 Re:...
19.02.08_RegCC_CL
Via electronic submission February 8, 2019 Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Ave., NW Washington, DC 20551 ...
19.02.12_FDICapplicatoin_cl
February 11, 2019 Robert E. Feldman, Executive Secretary Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC, 20429 Re: Request for Information on the Deposit...