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Visa Small Merchant Security Program, Sept. 2016

Did you know? Acquirers must ensure that Level 4 merchants: • Use Payment Card Industry Qualified Integrators and Resellers (PCI QIR) when using third parties for point-of-sale (POS)...

Aug 1, 2025

Visa Business News, Global Acquirer Risk Standards Have Been Revised, Sep 2016

AI05780 Risk Management | Acceptance 1 September 2016 Global Acquirer Risk Standards Have Been Revised AP, Canada, CEMEA, LAC, U.S. | Acquirers, Processors, Agents Overview: Visa has...

Aug 1, 2025

.BANK Campaign - Partner Toolkit

PARTNER TOOLKIT .BANK Digital Campaign – September 2016 Thank you for helping to spread the word about the value and benefits of a .BANK domain name. Following the Labor Day holiday, and...

Aug 1, 2025

WhatIsICBAAdvocacy

www.icba.org/advocacy GRASSROOTS ADVOCACY WHAT IS ICBA ADVOCACY? The Independent Community Bankers of America (ICBA) is the nation’s voice for community banks. When Congress or a...

Aug 1, 2025

Visa Business News, Acquirers Must Ensure Small Merchants Meet New Data Security Program Compliance Requirements, Oct 2015

AI04821 Risk Management | Data Security 29 October 2015 This article originally ran in the 29 October 2015 edition of the Visa Business News. It has been updated to clarify the criteria...

Aug 1, 2025

Global Visa Card-Not-Present Merchant Guide to Greater Fraud Control, Nov. 2015

Global Visa Card-Not-Present Merchant Guide to Greater Fraud Control Protect Your Business and Your Customers with Visa’s Layers of Security Millions of Visa cardholders worldwide make one...

Aug 1, 2025

PCI Compliance - FiNet Merchant Services, Sept. 2016

7355 California Ave., Boardman, OH 44512 | 800.487.5577 | finetsolutions.com FiNet is a registered ISO/MSP of BMO Harris Bank NA PCI COMPLIANCE Implement Strong Access Control Measures ...

Aug 1, 2025

Visa Business News, Small Merchant Security Requirements, plus FAQs, Jan. 2016

AI05170 Risk Management | Data Security 7 January 2016 Small Merchant Data Security Program Compliance Requirements—Update Canada, U.S. | Acquirers, Issuers, Processors, Merchants,...

Aug 1, 2025

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ICBA Corporate Style Guide

Independent Community Bankers of America® Brand Guidelines October 2023 Introduction The ICBA brand is one of our organization’s most important assets. It serves as visual identification of...

Aug 1, 2025

ltr100716

October 7, 2016 The Honorable Mike Rounds The Honorable Mark Warner United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators...

Aug 1, 2025

JimReberBio

Jim Reber, President Jim Reber was elected as President and CEO of ICBA Securities effective April 1, 2005. From 1990 through 2005 he worked as a Senior Vice President and registered...

Aug 1, 2025

regsem

ICBA Seminar Registration Form Seminar/Audio Conference Name: ___________________________________________________ Seminar Date: ___________________________________________________ ...

Aug 1, 2025

Introduction to VISA Chip (VISA Issuers Only)

1 EMV chip background and overview 2 Note: Training materials and best practice recommendations are provided for informational purposes only and should not be relied upon for marketing,...

Aug 1, 2025

ltr102913

October 29, 2013 The Honorable Bob Goodlatte Chairman Committee on the Judiciary U.S. House of Representatives Washington, D.C. 20515 Dear Chairman Goodlatte, We commend you for...

Aug 1, 2025

ScheduleCtothe2011RSA

Page 1 of 4 Schedule C SCHEDULE C - CREDIT CARD SERVICES AND FEES (MERCHANT ACQUIRING PROGRAM) to 2011 Renewal Service Agreement by and between Fidelity National Card Services, Inc. and...

Aug 1, 2025

Exhibit 2 (RSA 2011 - Amended and Restated)

These general terms and conditions (“FIBA Agreement”) between Financial Institution Benefit Association, Inc., a Washington, D.C. non-profit corporation, (“FIBA”) and the undersigned (“Sponsoring...

Aug 1, 2025

test092716

Testimony of Ronald D. Paul Chairman and CEO Of EagleBank Bethesda, MD On behalf of the Independent Community Bankers of America Before the United States House of...

Aug 1, 2025

ltr021114

February 11, 2014 The Honorable Mary L. Landrieu The Honorable James E. Risch Chair Ranking Member Committee on Small Business Committee on Small Business & Entrepreneurship &...

Aug 1, 2025

ICBA Letter to Congress

September 9, 2014 U.S. Senate Washington, DC 20510 Dear Senator: The recent retailer security breach at Home Depot, together with earlier breaches at Target, Neiman Marcus...

Aug 1, 2025

ltr100516

October 5, 2016 The Honorable Mark Warner The Honorable Jerry Moran United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Warner...

Aug 1, 2025

Exhibit1-ServiceLevelAgreements

Fidelity National Card Services, Inc. ICBA Bancard Effective January 1, 2016...

Aug 1, 2025

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BancardFISOperatingRegulations070116

**Confidential** ICBA Bancard/FIS – Credit/Merchant Services Page 1   ICBA BANCARD, INC. OPERATING REGULATIONS as amended July 1, 2016 ICBA BANCARD PROGRAM FINANCIAL SERVICES...

Aug 1, 2025

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Community Bank Tips on Responding to the Home Depot Breach

Sept. 12, 2014 Community Bank Tips on Responding to the Home Depot Breach On Sept. 8, 2014, Home Depot confirmed in a press release that its payment data systems have been ...

Aug 1, 2025

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Order Granting Financial Institutions Class Standing

In re: The Home Depot, Inc., Customer Data Security Breach Litigation, Slip Copy (2016) 2016 WL 2897520 © 2016 Thomson Reuters. No claim to original U.S. Government Works. 1 2016 WL 2897520...

Aug 1, 2025

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Customer Service QA for Issuers - Retailer Security Breach - Updated 01 11 14(1)

Suggested Issuer Customer Service Q&A National Retailer Security Breach Updated: January 11, 2014 1 1/11/2014 Breach Overview Q: Media reports are stating that Target experienced...

Aug 1, 2025

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Customer Service QA for Issuers - Retailer Security Breach - Updated 01 11 14

Suggested Issuer Customer Service Q&A National Retailer Security Breach Updated: January 11, 2014 1 1/11/2014 Breach Overview Q: Media reports are stating that Target experienced...

Aug 1, 2025

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LettertoCongress091516

September 15, 2016 The Honorable John Hoeven United States Senate Washington, D.C. 20510 Dear Senators Hoeven and Klobuchar: On behalf of the more than 6,000 community banks thank...

Aug 1, 2025

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ltr092116

September 20, 2016 The Honorable John Thune The Honorable Benjamin L. Cardin United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators...

Aug 1, 2025

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Bancard Fiserv Operating Regulations 7.1.16

**Confidential** ICBA Bancard/Fiserv – Debit Services  Page 1    ICBA BANCARD, INC. OPERATING REGULATIONS as stated July 1, 2016 ICBA BANCARD PROGRAM DEBIT CARD SERVICES PROGRAM...

Aug 1, 2025

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cl093016

http://www.regulations.gov September 30, 2016 Ms. Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re:...

Aug 1, 2025

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ltr092916

September 29, 2016 The Honorable Randy M. Hultgren U.S. House of Representatives Washington, D.C. 20515 Dear Representative Hultgren: On behalf of the nearly 6,000 community...

Aug 1, 2025

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LettertoCongress091216a

September 12, 2016 The Honorable Mike Bost U.S. House of Representatives Washington, D.C. 20515 Dear Representative Bost: On behalf of the more than 6,000 community banks represented...

Aug 1, 2025

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ltr091516

September 15, 2016 The Honorable Jerry Moran Chairman, Agriculture Subcommittee Senate Committee on Appropriations United States Senate Washington, DC 20510 Dear Chairman...

Aug 1, 2025

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ltr092016

September 20, 2016 United States Senate Washington, D.C. 20510 Dear Senator: Community bankers across the country are outraged by the rampant consumer fraud perpetrated by...

Aug 1, 2025

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ltr092316

Parity for Main Street Employers The Honorable Orrin Hatch Chairman Committee on Finance United States Senate 219 Dirksen Senate Office Building Washington, D.C. 20510 The...

Aug 1, 2025

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ICBA Congressional Relations Roster

KAREN THOMAS SENIOR EXECUTIVE VICE PRESIDENT, GOVERNMENT RELATIONS & PUBLIC POLICY karen.thomas@icba.org Oversees ICBA’s legislative and regulatory teams and activities VIVECA WARE GROUP...

Aug 1, 2025

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ICBA Profitability Solutions 2016 Sept

September 2016 | 1 A Double Shot of Profitability Profitability September 2016 Credit Card Lending Transformed p.4 + Insuring Peace of Mind p.10 2 | Profitability Solutions ...

Aug 1, 2025

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New FDIC Assessment Rules

FDIC Deposit Insurance Assessments for Small Banks Summary of Final Rule On April 26, 2016, the FDIC adopted a final rule that changes the method of calculating assessments for established...

Aug 1, 2025

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Secondary Market Options to Meet Needs of Community Banks

Secondary Market Options to Meet Needs of Community Banks By Jennifer Whip, vice president for customer engagement, business development, Fannie Mae W hom do you trust? When it comes to financial...

Aug 1, 2025

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Cybersecurity Workforce Training Guide

Welcome/Getting Started How To Use This Guide What’s Inside NICE Framework Proficiency Levels Development Path Professional Development Training CISA Hands-On Certifications Experience...

Jul 31, 2025

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ICBA Statement for Senate Banking Committee Hearing 8-3

www.icba.org/advocacy August 3, 2021 President Biden’s Executive Order Should Focus Congress on Credit Union-Driven Financial Consolidation The Independent Community Bankers of...

Jul 31, 2025

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Federal Reserve PSR Policy Comment Letter

August 2, 2021 Via Electronic Submission Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street Constitution Avenue, NW Washington, DC 20551 RE: ...

Jul 31, 2025

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Climate Change Regulation on Community Banks Report

www.icba.org CLIMATE CHANGE REGULATION ON COMMUNITY BANKS: Risks of Choking Off Credit to America’s Communities Sept. 2021 http://www.icba.org page 2 Introduction With decades of...

Jul 31, 2025

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ICBA Letter to Ways and Means in Opposition to IRS Reporting

September 7, 2021 The Honorable Richard Neal The Honorable Kevin Brady Chairman Ranking Member Committee on Ways and Means Committee on Ways and Means U.S. House of Representatives ...

Jul 31, 2025

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FDB Nomination Preview

ICBA Federal Delegate Board Nominating Form Contact Information * 1. First name * 2. Last name * 3. Job title * 4. Email address * 5. Cell phone number Select Date MM/DD/YYYY 6. Date of...

Jul 31, 2025

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Comments on Disparate Impact Proposal

1 Comments to DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT Regulations Division Office of the General Counsel 451 7th Street SW, Room 10276 Washington, DC 20410 In the Matter of )...

Jul 31, 2025

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Joint Letter Supporting Consumer Financial Protection Commission Act

August 18, 2021 The Honorable Blaine Luetkemeyer Ranking Member Subcommittee on Consumer Protection and Financial Institutions U.S. House Committee on Financial Services 2230...

Jul 31, 2025

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Joint Meeting Request on GSE Amendments

August 17, 2021 The Honorable Janet Yellen The Honorable Sandra L. Thompson Secretary Acting Director U.S. Department of the Treasury Federal Housing Finance Agency 1500...

Jul 31, 2025

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ICBA Reg II FRB NPR Comment Letter

Submitted via www.federalreserve.gov August 11, 2021 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington,...

Jul 31, 2025

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ICBA Letter in Support of Senator Crapo's Amendment Regarding Bank Reporting of Account Information to the IRS

August 10, 2021 Members of the United States Senate Re: Crapo amendment to budget resolution regarding reporting of bank account information to the IRS Dear Senators: On...

Jul 31, 2025

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Comments on GSE Executive Compensation

August 9, 2021 Sandra Thompson Acting Director Federal Housing Finance Agency 400 7th St. SW 10th Floor Washington, DC 20219 RE: Executive Compensation at the Regulated...

Jul 31, 2025

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Cybersecurity Workforce Training Guide

Welcome/Getting Started How To Use This Guide What’s Inside NICE Framework Proficiency Levels Development Path Professional Development Training CISA Hands-On Certifications Experience...

Jul 31, 2025

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Extension Request for Proposed Third-Party Guidance

July 30, 2021 Via Electronic Mail Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20h Street & Constitution Avenue, NW Washington, DC 20551 James P....

Jul 31, 2025

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Joint Letter Opposing National Rate Cap

July 23, 2021 The Honorable Sherrod Brown The Honorable Pat Toomey Chairman Ranking Member U.S. Senate Committee on Banking, U.S. Senate Committee on Banking, Housing and...

Jul 31, 2025