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BancardFISOperatingRegulations070116

**Confidential** ICBA Bancard/FIS – Credit/Merchant Services Page 1   ICBA BANCARD, INC. OPERATING REGULATIONS as amended July 1, 2016 ICBA BANCARD PROGRAM FINANCIAL SERVICES...

Aug 1, 2025

ltr050514b

May 5, 2014 U.S. House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the nearly 6,500 community banks represented by ICBA, I write to express our support...

Aug 1, 2025

Community Bank Tips on Responding to the Home Depot Breach

Sept. 12, 2014 Community Bank Tips on Responding to the Home Depot Breach On Sept. 8, 2014, Home Depot confirmed in a press release that its payment data systems have been ...

Aug 1, 2025

Order Granting Financial Institutions Class Standing

In re: The Home Depot, Inc., Customer Data Security Breach Litigation, Slip Copy (2016) 2016 WL 2897520 © 2016 Thomson Reuters. No claim to original U.S. Government Works. 1 2016 WL 2897520...

Aug 1, 2025

Customer Service QA for Issuers - Retailer Security Breach - Updated 01 11 14(1)

Suggested Issuer Customer Service Q&A National Retailer Security Breach Updated: January 11, 2014 1 1/11/2014 Breach Overview Q: Media reports are stating that Target experienced...

Aug 1, 2025

Customer Service QA for Issuers - Retailer Security Breach - Updated 01 11 14

Suggested Issuer Customer Service Q&A National Retailer Security Breach Updated: January 11, 2014 1 1/11/2014 Breach Overview Q: Media reports are stating that Target experienced...

Aug 1, 2025

LettertoCongress091516

September 15, 2016 The Honorable John Hoeven United States Senate Washington, D.C. 20510 Dear Senators Hoeven and Klobuchar: On behalf of the more than 6,000 community banks thank...

Aug 1, 2025

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ltr092116

September 20, 2016 The Honorable John Thune The Honorable Benjamin L. Cardin United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators...

Aug 1, 2025

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emergency_final

EMERGENCY PREPAREDNESS GUIDE Protecting Your Family and Your Home Emergency SuppliesEmergency Supplies Emergency PlanningEmergency Planning Specific Terrorist ThreatsSpecific Terrorist Threats ...

Aug 1, 2025

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Bancard Fiserv Operating Regulations 7.1.16

**Confidential** ICBA Bancard/Fiserv – Debit Services  Page 1    ICBA BANCARD, INC. OPERATING REGULATIONS as stated July 1, 2016 ICBA BANCARD PROGRAM DEBIT CARD SERVICES PROGRAM...

Aug 1, 2025

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cl093016

http://www.regulations.gov September 30, 2016 Ms. Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re:...

Aug 1, 2025

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ltr092916

September 29, 2016 The Honorable Randy M. Hultgren U.S. House of Representatives Washington, D.C. 20515 Dear Representative Hultgren: On behalf of the nearly 6,000 community...

Aug 1, 2025

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LettertoCongress091216a

September 12, 2016 The Honorable Mike Bost U.S. House of Representatives Washington, D.C. 20515 Dear Representative Bost: On behalf of the more than 6,000 community banks represented...

Aug 1, 2025

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ltr091516

September 15, 2016 The Honorable Jerry Moran Chairman, Agriculture Subcommittee Senate Committee on Appropriations United States Senate Washington, DC 20510 Dear Chairman...

Aug 1, 2025

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ltr092016

September 20, 2016 United States Senate Washington, D.C. 20510 Dear Senator: Community bankers across the country are outraged by the rampant consumer fraud perpetrated by...

Aug 1, 2025

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ltr092316

Parity for Main Street Employers The Honorable Orrin Hatch Chairman Committee on Finance United States Senate 219 Dirksen Senate Office Building Washington, D.C. 20510 The...

Aug 1, 2025

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ICBA Congressional Relations Roster

KAREN THOMAS SENIOR EXECUTIVE VICE PRESIDENT, GOVERNMENT RELATIONS & PUBLIC POLICY karen.thomas@icba.org Oversees ICBA’s legislative and regulatory teams and activities VIVECA WARE GROUP...

Aug 1, 2025

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What Is ICBA Advocacy

www.icba.org/advocacy GRASSROOTS ADVOCACY WHAT IS ICBA ADVOCACY? The Independent Community Bankers of America (ICBA) is the nation’s voice for community banks. When Congress or a...

Aug 1, 2025

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ICBA Profitability Solutions 2016 Sept

September 2016 | 1 A Double Shot of Profitability Profitability September 2016 Credit Card Lending Transformed p.4 + Insuring Peace of Mind p.10 2 | Profitability Solutions ...

Aug 1, 2025

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New FDIC Assessment Rules

FDIC Deposit Insurance Assessments for Small Banks Summary of Final Rule On April 26, 2016, the FDIC adopted a final rule that changes the method of calculating assessments for established...

Aug 1, 2025

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Secondary Market Options to Meet Needs of Community Banks

Secondary Market Options to Meet Needs of Community Banks By Jennifer Whip, vice president for customer engagement, business development, Fannie Mae W hom do you trust? When it comes to financial...

Aug 1, 2025

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Cybersecurity Workforce Training Guide

Welcome/Getting Started How To Use This Guide What’s Inside NICE Framework Proficiency Levels Development Path Professional Development Training CISA Hands-On Certifications Experience...

Jul 31, 2025

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ICBA Statement for Senate Banking Committee Hearing 8-3

www.icba.org/advocacy August 3, 2021 President Biden’s Executive Order Should Focus Congress on Credit Union-Driven Financial Consolidation The Independent Community Bankers of...

Jul 31, 2025

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Federal Reserve PSR Policy Comment Letter

August 2, 2021 Via Electronic Submission Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street Constitution Avenue, NW Washington, DC 20551 RE: ...

Jul 31, 2025

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Climate Change Regulation on Community Banks Report

www.icba.org CLIMATE CHANGE REGULATION ON COMMUNITY BANKS: Risks of Choking Off Credit to America’s Communities Sept. 2021 http://www.icba.org page 2 Introduction With decades of...

Jul 31, 2025

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ICBA Letter to Ways and Means in Opposition to IRS Reporting

September 7, 2021 The Honorable Richard Neal The Honorable Kevin Brady Chairman Ranking Member Committee on Ways and Means Committee on Ways and Means U.S. House of Representatives ...

Jul 31, 2025

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FDB Nomination Preview

ICBA Federal Delegate Board Nominating Form Contact Information * 1. First name * 2. Last name * 3. Job title * 4. Email address * 5. Cell phone number Select Date MM/DD/YYYY 6. Date of...

Jul 31, 2025

Comments on Disparate Impact Proposal

1 Comments to DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT Regulations Division Office of the General Counsel 451 7th Street SW, Room 10276 Washington, DC 20410 In the Matter of )...

Jul 31, 2025

Joint Letter Supporting Consumer Financial Protection Commission Act

August 18, 2021 The Honorable Blaine Luetkemeyer Ranking Member Subcommittee on Consumer Protection and Financial Institutions U.S. House Committee on Financial Services 2230...

Jul 31, 2025

Joint Meeting Request on GSE Amendments

August 17, 2021 The Honorable Janet Yellen The Honorable Sandra L. Thompson Secretary Acting Director U.S. Department of the Treasury Federal Housing Finance Agency 1500...

Jul 31, 2025

ICBA Reg II FRB NPR Comment Letter

Submitted via www.federalreserve.gov August 11, 2021 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington,...

Jul 31, 2025

ICBA Letter in Support of Senator Crapo's Amendment Regarding Bank Reporting of Account Information to the IRS

August 10, 2021 Members of the United States Senate Re: Crapo amendment to budget resolution regarding reporting of bank account information to the IRS Dear Senators: On...

Jul 31, 2025

Comments on GSE Executive Compensation

August 9, 2021 Sandra Thompson Acting Director Federal Housing Finance Agency 400 7th St. SW 10th Floor Washington, DC 20219 RE: Executive Compensation at the Regulated...

Jul 31, 2025

Cybersecurity Workforce Training Guide

Welcome/Getting Started How To Use This Guide What’s Inside NICE Framework Proficiency Levels Development Path Professional Development Training CISA Hands-On Certifications Experience...

Jul 31, 2025

Extension Request for Proposed Third-Party Guidance

July 30, 2021 Via Electronic Mail Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20h Street & Constitution Avenue, NW Washington, DC 20551 James P....

Jul 31, 2025

Joint Letter Opposing National Rate Cap

July 23, 2021 The Honorable Sherrod Brown The Honorable Pat Toomey Chairman Ranking Member U.S. Senate Committee on Banking, U.S. Senate Committee on Banking, Housing and...

Jul 31, 2025

Joint Letter on Guarantee Fees

July 22, 2021 The Honorable Kyrsten Sinema The Honorable Rob Portman United States Senate United States Senate 317 Hart Senate Office Building 448 Russell Senate Office Building ...

Jul 31, 2025

Hearing Statement on Banking the Unbanked

www.icba.org/advocacy July 21, 2021 Banking the Unbanked: Solutions Must Be Based on Established Financial Institutions The Independent Community Bankers of America, representing...

Jul 31, 2025

FedNow Service Product Sheet

FedNowSM Service A new infrastructure to support 24x7x365 instant payments In today’s digital world, people have everything at their fingertips. They expect to connect with others immediately,...

Jul 31, 2025

Markup Letter on LIBOR, De Novo Bills

July 28, 2021 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Republican Committee on Financial Services Committee on Financial Services U.S. House of...

Jul 31, 2025

Joint Letter Opposing Account Reporting Proposal

July 28, 2021 The Honorable Charles E. Schumer The Honorable Mitch McConnell Democratic Leader Republican Leader U.S. Senate U.S. Senate Washington, D.C. 20510 Washington, D.C. ...

Jul 31, 2025

Joint Trades Credit Interchange Cap Letter

1 July 26, 2021 The Honorable Sherrod Brown Chairman Senate Committee on Banking, Housing and Urban Affairs 534 Dirksen Senate Office Building Washington, DC 20510 The Honorable...

Jul 31, 2025

Comment Letter on Real Estate Lending Standards

July 26, 2021 Mr. James P. Sheesley Assistant Executive Secretary Attention: Comments/Legal ESS RIN 3064-AF72 Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC ...

Jul 31, 2025

Postal White Paper Summary - Part 3 - July 2021

POSTAL BANKING A Flawed Proposal in Pursuit of a Worthy Goal—A Series JULY 2021 icba.org http://www.icba.org page 2 Part III: Alternatives for Reaching the Unbanked Community bankers are...

Jul 31, 2025

Comments on Farm Credit System Appraisals

July 19, 2021 Submitted to: reg-comm@fca.gov Mr. Kevin J. Kramp, Director, Office of Regulatory Policy Farm Credit Administration 1501 Farm Credit Drive McLean, VA 22102-5090 RE:...

Jul 31, 2025

NextGen 2021 Sample Scholarship Application Form

Application for the NextGen Scholarship ICBA LEAD FWD SUMMIT 2021 Scholarships Available: Only one scholarship is available. Scholarship Includes: Complimentary registration (and all benefits...

Jul 31, 2025

Letter to FHFA on Duty to Serve Proposals

July 16, 2021 Sandra Thompson Acting Director Federal Housing Finance Agency 400 7th St. SW 10th Floor Washington, DC 20219 RE: Fannie Mae and Freddie Mac Proposed 2022 - 2024...

Jul 31, 2025

NextGen Scholarships Program Overview 2021

2021 NextGen Scholarship – ICBA LEAD FWD Summit Sept. 21-22 | Offered in Virtual Format State Association Information – What You Need to Know! The future of our industry hinges on tomorrow’s...

Jul 31, 2025

NextGen 2021 Promotional Flyer, Customizable

Nominate your bank’s NextGen Leader for a scholarship to attend Sept. 21–22, FREE! LEARN MORE! icba.org/leadfwd is excited to announce a scholarship opportunity we’ve created to support...

Jul 31, 2025

NextGen 2021 Scholarship Certificate to Award Winner

2021 CERTIFICATE OF SCHOLARSHIP is pleased to award the NextGen Scholarship to: In honor of your outstanding leadership and dedication to the community banking industry. Bank name: Bank Name...

Jul 31, 2025

Postal White Paper Summary - Part 2 - July 2021

POSTAL BANKING A Model Designed to Fail—A Series JULY 2021 icba.org http://www.icba.org page 2 Part II: Postal Banking Is a Risky Venture for Which the USPS Is Ill Suited Consumer banking...

Jul 31, 2025

ICBA Interagency AI-ML RFI Comment Letter

Submitted via regulations.gov July 1, 2021 Chief Counsel’s Office Comment Intake Attention: Comment Processing Bureau of Consumer Financial Protection Office of the...

Jul 31, 2025

ICBA Minority Bank Council Letter RE Bank Account Reporting Proposal

July 12, 2021 The Honorable Charles E. Schumer The Honorable Mitch McConnell Democratic Leader Republican Leader U.S. Senate U.S. Senate Washington, D.C. 20510 Washington,...

Jul 31, 2025

ICBA Opposes Financial Account Reporting

June 24, 2021 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 Strip Mining of Consumer Financial Information Is not a Solution to the “Tax Gap” A new Administration proposal would...

Jul 31, 2025

Fact Sheet Opposing Financial Account Reporting Plan

June 24, 2021 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 Strip Mining of Consumer Financial Information Is not a Solution to the “Tax Gap” A new Administration proposal would...

Jul 31, 2025

NextGen 2021 Reg Form (return to ICBA)

EVT_1155A21 NextGen Scholarship Recipient Registration Check One: Mr  Mrs  Ms Age Range: 25–34  35–44  45–54  55+ Attendee’s Name Title Bank Name Home or Business Shipping Address (No...

Jul 31, 2025

Comment Letter to FDIC on Digital Assets

July 15, 2021 Via Electronic Submission James P. Sheesley Assistant Executive Secretary Attention: Comments-RIN 3064–ZA25 Federal Deposit Insurance Corporation 550 17th Street...

Jul 31, 2025