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20.08.19_PPP_EIDL_ltr

August 19, 2020 The Honorable Jovita Carranza Administrator US Small Business Administration 409 3rd Street, SW Washington, DC 20416 Re: The Interaction Between the Paycheck...

Jul 31, 2025

ICBA MDI CDFI Letter to HFSC

August 18, 2020 The Honorable Maxine Waters The Honorable Gregory W. Meeks Chairwoman Chairman Committee on Financial Services Subcommittee on Consumer Protection and Financial U.S....

Jul 31, 2025

Visa American Mood Trend (July 2020)

©2020 Visa. All Rights Reserved. Visa Business and Economic Insights A jump in the present situation index helped to boost consumer confidence in June Business expectations still not good,...

Jul 31, 2025

Request for comment extension CFPB ECOA RFI

August 10, 2020 Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Notice and Request for Information on the Equal Credit...

Jul 31, 2025

ICBA QM Patch Extension Letter

August 10, 2020 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau Comment Intake 1700 G Street NW Washington, DC 20552 Re: Qualified Mortgage...

Jul 31, 2025

20.08.07_PPP_AgentFees_Ltr

August 7, 2020 The Honorable Steven Mnuchin Secretary U.S. Treasury 1500 Pennsylvania Avenue, NW Washington, DC 20220 The Honorable Jovita Carranza Administrator US Small Business...

Jul 31, 2025

Visa Monthly Consumer Monitor August 2020

Monthly Consumer Monitor Visa’s analysis of current economic data indicates that U.S. consumer activity continued to recover in July, but at a more moderate pace. A surge in COVID cases in July...

Jul 31, 2025

Visa Global Economic Insights August 2020

©2020 Visa. All Rights Reserved. Visa Business and Economic Insights Key Takeaways -15% -10% -5% 0% Portugal Sweden United Kingdom Greece Germany Austria COVID-19 Retirement Working from...

Jul 31, 2025

20.08.21_CFPB_ltr

Via electronic mail August 21, 2020 Bureau of Consumer Financial Protection Comment Intake 1700 G Street, NW Washington, DC 20552 RE: Proposed AO Program [Docket No. CFPB-2020-0019] ...

Jul 31, 2025

ICBA MDI CDFI Letter to Senate Banking

August 18, 2020 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, and Urban Affairs and...

Jul 31, 2025

Visa - American Mood Trend Aug 2020

©2020 Visa. All Rights Reserved. Visa Business and Economic Insights July consumer confidence fell, led by faltering future expectations Business expectations also worsened slightly ...

Jul 31, 2025

ICBA Letter in Support of PPP Reforms

August 6, 2020 The Honorable Marco Rubio Chairman Committee on Small Business United States Senate Washington, D.C. 20510 Dear Chairman Rubio: On behalf of community banks...

Jul 31, 2025

Main Street Loan Forgiveness 8-4-20 Final

August 4, 2020 The Honorable Nancy Pelosi Speaker of the House of Representatives United States Capitol Washington, DC 20515 The Honorable Mitch McConnell Majority Leader United...

Jul 31, 2025

OCC Advance Notice of Proposed Rulemaking

Via electronic submission August 3, 2020 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E-218 Washington, DC...

Jul 31, 2025

Credit Reporting Joint Trade Letter 8-3-2020

1 August 3, 2020 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman, Committee on Ranking Member, Committee on Banking, Housing and Urban Affairs ...

Jul 31, 2025

Joint Trades Letter Opposing Pascrell Kaptur Amendment to FSGG Approps

July 30, 2020 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker Minority Leader United States House of Representatives United States House of Representatives ...

Jul 31, 2025

Joint Trades Letter on Proposed Payments Charter

July 29, 2020 Brian Brooks Acting Comptroller of the Currency Office of the Comptroller of the Currency 400 7th St SW Washington, DC 20219 Re: Proposed Payments Charter ...

Jul 31, 2025

Lender Livestock Trust Letter 7-28-20

July 28, 2020 The Honorable Pat Roberts The Honorable Debbie Stabenow Chairman Ranking Member U.S. Senate Committee U.S. Senate Committee on Agriculture, Nutrition &...

Jul 31, 2025

Visa Payments Ecosystem Highlights Q2 CY20

Payments Ecosystem Highlights Q2 CY2020 Global Corporate Strategy Visa Confidential Visa Confidential2 Notice of Confidentiality This presentation is furnished to you solely in your capacity...

Jul 31, 2025

20.05.28_GarnishmentBillSupport

May 28, 2020 Senator Chuck Grassley, Chairman Senator Ron Wyden, Ranking Member Senate Finance Committee United States Senate Washington, DC 20510 Re: S.3841 (Grassley), a bill to...

Jul 31, 2025

Phase IV Support Letter - S. 4159 - E-SIGN Modernization Act of 2020

July 23, 2020 Hon. Mitch McConnell Hon. Charles E. Schumer Majority Leader Democratic Leader United States Senate United States Senate Washington, DC 20510 ...

Jul 31, 2025

HR 7777 Coalition Support Letter

Page 1 of 5 July 31, 2020 The Honorable Nancy Pelosi Speaker U.S. House of Representatives H-232 The Capitol Washington, D.C. 20515 The Honorable Nydia M. Velázquez Chairwoman ...

Jul 31, 2025

ICBA Supplemental Debt Collection Comment Letter

Via electronic submission July 30, 2020 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: Debt Collection...

Jul 31, 2025

Exhibit 2 RSA 2011 - Amended and Restated

These general terms and conditions (“FIBA Agreement”) between Financial Institution Benefit Association, Inc., a Washington, D.C. non-profit corporation, (“FIBA”) and the undersigned (“Sponsoring...

Jul 31, 2025

BPI-CRL-ICBA ILC Letter re Moratorium

July 29, 2020 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, and Urban Affairs Committee on Banking, Housing, and Urban...

Jul 31, 2025

ICBA Letter in Support of H.R. 7777

July 29, 2020 The Honorable Chrissy Houlahan U.S. House of Representatives Washington, D.C. 20515 Dear Representative Houlahan: On behalf of community banks across the country,...

Jul 31, 2025

ICBA Letter in Opposition to Postal Banking Amendment Rules

July 24, 2020 The Honorable James P. McGovern The Honorable Tom Cole Chairman Ranking Member Committee on Rules Committee on Rules U.S. House of Representatives U.S. House of...

Jul 31, 2025

Visa U.S. Economic Outlook-July 2020

-30% -25% -20% -15% -10% -5% 0% 5% 10% 15% 2018 2019 2020 2021 Visa Business and Economic Insights U.S. Economic Outlook Wayne Best Chief Economist wbest@visa.com Michael Brown Principal...

Jul 31, 2025

Information Technology Services Agreement (ITSA)

Account ID: 27294 OID: 00000000 Prepared for: ICBA Bancard, Inc. Page 1 INFORMATION TECHNOLOGY SERVICES AGREEMENT ICBA Bancard, Inc. 1615 L Street NW, Suite 900 Washington DC...

Jul 31, 2025

Exhibit 1 Service Level Agreements

ICBA SLAs Revision 08012020 Fidelity National Card Services, Inc. ICBA Bancard Effective August 1, 2020 A. SLAs / Standards. FIS will provide the Program Services in accordance with the ...

Jul 31, 2025

Professional Services Agreement

1 PROFESSIONAL SERVICES AGREEMENT This Professional Services Agreement is entered into this 1st day of August, 2020 (“Effective Date”), by and between Fidelity Information Services, LLC,...

Jul 31, 2025

ICBA Letter Regarding Credit Unions Crisis Exploitation

May 11, 2020 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, & Urban Affairs & Urban...

Jul 31, 2025

ICBA PSP Brand Style Guide

ICBA PSP Brand Guidelines 1 ICBA PSP Brand Guidelines Visual identity standards and guidelines for use by ICBA Preferred Service Providers when using ICBA branding. ICBA PSP Brand Guidelines |...

Jul 31, 2025

ICBA PSP Brand Style Guide

ICBA PSP Brand Guidelines 1 ICBA PSP Brand Guidelines Visual identity standards and guidelines for use by ICBA Preferred Service Providers when using ICBA branding. ICBA PSP Brand Guidelines |...

Jul 31, 2025

Pandemic Relief Letter for State Sign-On

July 16, 2020 The Honorable Mitch McConnell The Honorable Charles Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

Jul 31, 2025

AML Reform NDAA Letter

July 20, 2020 The Honorable Adam Smith Chairman, U.S. House Committee on Armed Services 2216 Rayburn House Office Building Washington, D.C. 20515 The Honorable Mac Thornberry Ranking...

Jul 31, 2025

Order Form

Account ID: 27294 OID: 00000000 **FISApprovedDocuSignForm** Prepared for: ICBA Bancard, Inc. Page 1 ORDER FORM Prepared for: ICBA Bancard, Inc. 1615 L Street NW, Suite 900 ...

Jul 31, 2025

Comment Letter to NACHA on Account Information Improvements

Via electronic submission July 10, 2020 Ms. Jane Larimer President and CEO Nacha – The Electronic Payment Association 2550 Wasser Terrace, Suite 400 Herndon, VA 20171 ...

Jul 31, 2025

NCUA Subordinated Debt

July 8, 2020 Mr. Gerard Poliquin Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314-3428 Re: Subordinated Debt Dear Ladies...

Jul 31, 2025

ICBA Letter Opposing FCS Expansion in Defense Approps Subcommittee Bill 7-7-20

July 7th, 2020 The Honorable Pete Visclosky The Honorable Ken Calvert Chairman, Subcommittee on Defense Ranking Member, Subcommittee on Defense House Committee on Appropriations ...

Jul 31, 2025

Visa Small Business Recovery Monitor June 2020

Small Business Recovery Monitor Visa’s analysis of current economic data indicates that U.S. small business activity was slowly recovering in June. SBA-led federal aid programs and the lifting of...

Jul 31, 2025

The future of banking is open

Visa Consulting & Analytics The Future of Banking is Open 1 Visa Consulting & Analytics Open banking What it is, why it matters, and how banks can lead the change If a consumer wants to...

Jul 31, 2025

ICBA Letter in Support of S. 4159

July 15, 2020 The Honorable John Thune United States Senate Washington, D.C. 20510 Dear Senator Thune: On behalf of community banks across the country, with more than...

Jul 31, 2025

Visa Auto Rental Collision Damage Waiver

July 2020 Visa recently evaluated the consumer credit marketplace about preferences that reflect market needs. In this process, Visa identified that the Auto Rental Collision Damage waiver...

Jul 31, 2025

FinCEN Comment Letter

Via electronic submission July 10, 2020 Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, Virginia 22183 RE: Docket Number FINCEN-2020-0003; OMB...

Jul 31, 2025

Coalition Letter Regarding Forgiveness Proposal

Page 1 of 5 July 9, 2020 The Honorable Marco Rubio Chairman Committee on Small Business & Entrepreneurship U.S. Senate 428A Russell Senate Office Building Washington, D.C....

Jul 31, 2025

Visa - Contactless reinventing how people pay

Visa Consulting & Analytics How contactless is reinventing the way people pay © 2020 Visa. All Rights Reserved. 2 3Visa Consulting & Analytics Contactless is a faster, easier and more secure...

Jul 31, 2025

Credit risk and the COVID-19 crisis

Visa Consulting & Analytics Credit risk and the COVID-19 crisis Considering collections 1 Visa Consulting & Analytics The COVID-19 crisis represents one of the biggest disruptions in the...

Jul 31, 2025

Visa Global Economic Insights - July 2020

©2020 Visa. All Rights Reserved. Visa Business and Economic Insights Key TakeawaysIn the six months since the world first learned of COVID-19, the global economy has entered a synchronized,...

Jul 31, 2025

FDIC ILC Rule Comment Letter

Via Electronic Submission July 1, 2020 Mr. Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 ...

Jul 31, 2025

ICBA Letter of Support for S.4171

July 6, 2020 The Honorable Angus King The Honorable John Kennedy United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators King and...

Jul 31, 2025

Joint Trades Letter Supporting Section 2885 in S.4049 -FY2021 NDAA

June 30, 2020 The Honorable James M. Inhofe Chairman Senate Armed Services Committee 228 Russell Senate Office Building Washington, DC 20510 The Honorable Adam Smith Chairman ...

Jul 31, 2025

ICBA Letter in Support of the Calculate PPP Forgiveness Act

June 30, 2020 The Honorable Ann Wagner The Honorable Wm. Lacy Clay U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 Dear...

Jul 31, 2025

Comment Letter to the FDIC on Rakuten

Via electronic submission June 25, 2020 Kathy Moe Regional Director FDIC San Francisco Regional Office 25 Jessie Street at Ecker Square San Francisco, California 94105 Re: FDIC...

Jul 31, 2025

CRA Final Summary 2020

2020 CRA MODERNIZATION – SUMMARY OF OCC FINAL RULE June 10, 2020 www.icba.org http://www.icba.org page 2 Table of Contents Background...

Jul 31, 2025

icba-recommendations-for-addtional-pandemic-relief

June 24, 2020 The Honorable Mitch McConnell The Honorable Charles Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

Jul 31, 2025

Visa Monthly Consumer Monitor_June2020

Visa Confidential Monthly Consumer Monitor Visa’s analysis of current economic data indicates that U.S. consumer activity began to recover in May. A number of key consumer sector economic...

Jul 31, 2025

ICBA Recommendations for Addtional Pandemic Relief

June 24, 2020 The Honorable Mitch McConnell The Honorable Charles Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

Jul 31, 2025

FHLB Membership Letter

June 23, 2020 Mr. Andre D. Galeano, Deputy Director Federal Housing Finance Agency Division of Federal Home Loan Bank Regulation 400 7th Street, NW, 7th Floor Washington, DC 20219 RE: ...

Jul 31, 2025

Letter Relating to CARES Act and Net Operating Losses

June 22, 2020 The Honorable Charles Grassley The Honorable Ron Wyden Chairman Ranking Member Senate Finance Committee Senate Finance Committee 219 Dirksen Building 219 Dirksen...

Jul 31, 2025