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Payments Strategy Guide 8 - Digital Wallets

As customer expectations continue to shift, digital wallets—or mobile wallets as they are sometimes called—continue to grow in popularity as a preferred payment option. While adoption in the U.S....

Jul 31, 2025

ICBA comment letter regarding 1071 info collection

Via electronic submission February 18, 2020 Comment Intake Bureau of Consumer Financial Protection (Attention: PRA Office) 1700 G Street, NW Washington, DC 20552 RE: ICBA Comments...

Jul 31, 2025

Bank Director Newsletter Jan-Feb 2020

Build the Right Credit Team for Uncertain Times Bad loans are made in good times. Over the past five years the economy has performed well with few bubbles bursting, but over this same period...

Jul 31, 2025

TCM Bank Overview Jan 2020

TCM Bank, N.A. (888) 640-1092 | tcmbank@tcmbank.com | www.TCMBank.com Providing customizable agent credit card programs to community banks. TCM Bank, N.A., a subsidiary of ICBA Bancard,...

Jul 31, 2025

ICBA Letter in Support of S. 2839

December 5, 2019 The Honorable John Kennedy United States Senate Washington D.C. 20510 Dear Senator Kennedy: On behalf of community banks across the country, with more than 52,000...

Jul 31, 2025

Joint Trade Letter QRM Review Credit Risk Retention

1 January 30, 2020 Cc: National Credit Union Administration Re: QRM Review – Credit Risk Retention Ladies and Gentlemen: The undersigned organizations representing financial...

Jul 31, 2025

ICBA Request for Financial Services Committee Hearing on Credit Union Purchases of Community Banks

January 29, 2020 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Jul 31, 2025

Comments Regarding Proposed Changes to the Automated Clearing House Network

Via electronic submission January 22, 2020 Ian Macoy Director of Settlement Services Bureau of the Fiscal Service 3201 Pennsy Drive, Building E Landover, MD 20785 RE: Docket Number...

Jul 31, 2025

RFI on a Framework for Analyzing the Effects of FDIC Regulatory Actions

January 24, 2020 Mr. Robert E. Feldman Executive Secretary Federal Deposit Insurance Corporation 550 17th Street, NW Washington D.C. 20429 RE: Request for Information on a...

Jul 31, 2025

200121_QMjoint

1 January 21, 2020 The Honorable Kathleen L. Kraninger Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 Dear Director Kraninger: The undersigned...

Jul 31, 2025

200121_UMBSjoint

1 January 21, 2020 The Honorable Mark Calabria Director Federal Housing Finance Agency 400 7th Street SW, 8th Floor Washington, D.C., 20219 Re: Request for Input on Enterprise...

Jul 31, 2025

200121_UMBScomments

January 21, 2020 Dr. Mark Calabria PHD Director Federal Housing Finance Agency 400 7th St SW Washington, DC 20219 Re: Enterprise UMBS Pooling Practices- Request for Input Dear...

Jul 31, 2025

ICBA LETTER IN SUPPORT OF H.R. 5574

January 17, 2019 The Honorable Roger Williams U.S. House of Representatives Washington, D.C. 20515 Dear Congressman Williams: On behalf of community bankers nationwide, with more...

Jul 31, 2025

Comment Letter to the OCC and FDIC on Federal Interest Rate Authority

January 30, 2020 Mr. Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Chief Counsel’s Office ...

Jul 31, 2025

ICBA Request for Finance Committee Hearing on Credit Union Purchases of Community Banks

January 29, 2020 The Honorable Charles Grassley The Honorable Ron Wyden Chairman Ranking Member Committee on Finance Committee on Finance United States Senate United States Senate ...

Jul 31, 2025

ICBA Request for Banking Committee Hearing on Credit Union Purchases of Community Banks

January 29, 2020 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, and Urban Affairs ...

Jul 31, 2025

BDP Administrators Guide

Bank Director Program Director Management & Bank Director Online Training (BDOT) Guide ICBA’s online resources are accessible by creating and logging onto ICBA’s website www.icba.org. ...

Jul 31, 2025

Fed Study Shows Debit Transactions As Opportunity for Community Banks

Payments is a $100 trillion industry—and growing, according to the 2019 Federal Reserve Payments Study. The latest iteration of the Fed’s triennial study showed that in 2018, noncash payments¹...

Jul 31, 2025

200121_TRIDltr

January 21, 2020 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau Comment Intake 1700 G Street NW Washington, DC 20552 Re: CFPB-2019-0055 Request for...

Jul 31, 2025

200121_RemittanceCL

Via electronic submission January 21, 2020 Comment Intake-Remittances Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 RE: Docket Number...

Jul 31, 2025

icbaproductorderform

ORDERED BY __________________________________________________________ Name  Mr.  Ms.  Miss __________________________________________________________ Title ...

Jul 31, 2025

National Banking Trades Letter re CRA comment deadline

- 1 - January 14, 2020 The Honorable Joseph Otting Comptroller Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E-218 Washington, DC 20219 The Honorable Jelena...

Jul 31, 2025

ICBA Input on Cannabis Banking

January 13, 2020 The Honorable Mike Crapo Chairman Committee on Banking, Housing, and Urban Affairs United States Senate Washington D.C. 20510 Dear Chairman Crapo: On behalf...

Jul 31, 2025

Bank Compliance Check Up Program

Bank Compliance Checkup Program www.bankcompliancecheckup.com The Bank Compliance Checkup Program provides a comprehensive system for on-going monitoring of your bank’s compliance with...

Jul 31, 2025

Compliance Deskbook

Send or Fax Registration to:: Community Banker University, PO Box 267, Sauk Centre, MN 56378 Fax: (320) 352-5366 Phone: (800) 422-7285, ext. 7334 Email: communitybankeruniversity@icba.org ...

Jul 31, 2025

Wake Up White Paper Part 3

What do credit unions do with billions in unpaid taxes? www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 BILLION-DOLLAR CREDIT UNIONS ACCOUNT FOR 75% OF LOST TAX REVENUE Credit unions...

Jul 31, 2025

20.01.07_Carranzaltr

January 7, 2020 Re: Nomination of the Honorable Jovita Carranza to serve as Administrator of the U.S. Small Business Administration (SBA) TO THE MEMBERS OF THE UNITED STATES SENATE: ...

Jul 31, 2025

Open Letter to Congress Jan. 2020

The Nation’s Voice for Community Banks.The Nation’s Voice for Community Banks.®® OPEN LETTER TO CONGRESS Community Banks Focused on Achievable Bipartisan Solutions Dear Members of the 116th...

Jul 31, 2025

Full Listing of Catalog

AUDIT • Auditing A Community Bank Trust Department • Auditing Assets • Auditing Liabilities and Other Activities • Auditing: The Basics • Bank Information System Auditing • Internal Auditing...

Jul 31, 2025

Interagency Policy Statement on Allowances for Credit Losses

    December 16, 2019 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street, SW Suite 3E-218 Washington, DC 20219 ...

Jul 31, 2025

Joint Letter on Reporting of Data on Loans to Small Businesses and Small Farms

By electronic delivery to: www.regulations.gov December 13, 2019 Manuel E. Cabeza Counsel Federal Deposit Insurance Corporation 550 17th Street, N.W. Washington, D.C. 20429 Ann E....

Jul 31, 2025

Letter to FHFA Capital Rule

1 December 19, 2019 Mark Calabria Director Federal Housing Finance Agency 400 7th St SW Washington, DC 20219 Dear Director Calabria, We, the undersigned, are...

Jul 31, 2025

Payments Executive Brief Issue 1

What’s Your Community Bank’s Level of Digital Payments Maturity? ...

Jul 31, 2025

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ICBPAC Prior Approval Form

Prior Approval Form Name ____________________________________________________________________________ Title _____________________________________________________________________________ ...

Jul 31, 2025

Payments Executive Brief Issue 6 - Dec. 2019

Even with the emergence of new and developing faster payments clearing and settlement solutions, such as The Clearing House’s Real-Time Payments network and the Federal Reserve’s FedNow℠ service...

Jul 31, 2025

Reporting of Data on Loans to Small Businesses and Small Farms

    December 16, 2019 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street, SW Suite 3E-218 Washington, DC 20219 ...

Jul 31, 2025

Custom Plan Courses Listing

For more detailed information visit our website at www.icba.org/education or call ICBA Education 800-422-7285. Online Courses Custom Plan Course Listing 71 Courses 1. Balancing 101 2. Bank...

Jul 31, 2025

Crop Insurance Coalition Budget Letter - FY21

December 13, 2019 The Honorable Sonny Perdue Secretary US Department of Agriculture 1400 Independence Avenue SW Washington, DC 20250 Mr. Russell Vought Acting Director The Office of...

Jul 31, 2025

ICBA Handke Ag Credit Conditions Report Lenders

Review of Credit Conditions: Report from Agricultural Lenders Steven J. Handke Independent Community Bankers of America House Agriculture Committee Subcommittee on...

Aug 1, 2025

ICBA Markup Letter for the Ensuring Diversity in Community Banking Act of 2019

December 9, 2019 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Aug 1, 2025

19.12.04_Kimbill

December 4, 2019 The Honorable Andy Kim U.S. House of Representatives Washington D.C. 20515 Dear Representative Kim: On behalf of community banks across the country, with more...

Aug 1, 2025

19.03.19_HempComments

ICBA ORAL COMMENTS ON HEMP March 13, 2019 Hemp Listening Session On behalf of the Independent Community Bankers of America (ICBA), which represents over 52,000 banking locations across...

Aug 1, 2025

ICBA comment regarding NCUA reproposed FOM rule

Via electronic submission December 9, 2019 Gerard Poliquin Secretary of the Board National Credit Union Administration 1775 Duke Street, Alexandria, Virginia 22314 RE: ICBA Comments on...

Aug 1, 2025

Bank Director Program Newsletter - Nov-Dec 2019

Continued on page 4  Does Your Bank Have a Dream Team? Assessing your bank’s leadership team is the foundation of successful succession planning By Alan J. Kaplan Many bank boards of directors...

Aug 1, 2025

19.12.02_NCUABudget

Via electronic submission December 2, 2019 The Honorable Rodney Hood Chairman National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Re: NCUA 2020-2021 Budget ...

Aug 1, 2025

Faster Payments Brief Issue No. 5 - Nov. 2019

Faster payments options are abundant, with new offerings emerging and launching regularly. While all faster payments options have one thing in common—moving money and information faster—there are...

Aug 1, 2025

19.11.22_IllicitCashAct

November 22, 2019 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, & Urban Affairs &...

Aug 1, 2025

ILC_Summary_19.11.22

November 2019 www.icba.org ⋅ info@icba.org ⋅ 866-422-8439 Eliminating Corporate Shadow Banking Act of 2019 (S. 2839) ILC Loophole is Closed The bill closes the industrial loan...

Aug 1, 2025

19.11.26_InteractiveBank

November 26, 2019 Kathy Moe Regional Director FDIC San Francisco Regional Office 25 Jessie Street at Ecker Square San Francisco, California 94105 Re: FDIC Deposit Insurance...

Aug 1, 2025

19.11.19_AgStatement

www.icba.org/advocacy 1 NOV. 19, 2019 A REVIEW OF AG CREDIT ISSUES On behalf of the more than 52,000 community bank locations across the nation represented by ICBA, we thank...

Aug 1, 2025

19.11.18_FCA

November 18, 2019 Via Electronic Submission: reg-comm@fca.gov Mr. Barry F. Mardock Acting Director Office of Regulatory Policy Farm Credit Administration 1501 Farm Credit Drive ...

Aug 1, 2025

19.11.14_FCSltr

November 14, 2019 The Honorable John Hoeven The Honorable Sanford Bishop Chairman Chairman Senate Appropriations Subcommittee House Appropriations Subcommittee Agriculture Appropriations...

Aug 1, 2025

19.11.13_FOMproposal_summary

November 2019 www.icba.org ⋅ info@icba.org ⋅ 866-422-8439 Re-Proposed Rule to Exclude Urban Core Areas from Credit Union Service Areas Executive Summary The National Credit...

Aug 1, 2025

19.11.07_CFPB_Sprints_CL

Via electronic submission November 8, 2019 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Request for...

Aug 1, 2025

19.11.07_FedNowcl

Submitted via email: regs.comments@federalreserve.gov November 7, 2019 Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue...

Aug 1, 2025

Bank Compliance Bundle Course List

December 2023 For more detailed information, visit icba.org/education or call ICBA Education at 800-422-7285. Plan your online training now. Get access to 55 bank compiance-focused online...

Aug 1, 2025

19.11.19_SBAltr

November 21, 2019 The Honorable Mitch McConnell The Honorable Charles E. Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C....

Aug 1, 2025

Full Listing of Catalog November 2019

LEARN MORE. LEARN FORWARD. AUDIT • Auditing A Community Bank Trust Department • Auditing Assets • Auditing Liabilities and Other Activities • Auditing: The Basics • Bank Information System...

Aug 1, 2025

19.11.04_RateCapCL

November 4, 2019 Mr. Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Interest Rate...

Aug 1, 2025

ICBPACFAQs

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Aug 1, 2025