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Bank Acronyms and Terms Guide

ICBA Bank Director Program Bank Acronyms & Terms Guide Understanding these common acronyms and terms can help a bank’s board make more informed decisions. 2icba.org/education | ...

Sep 10, 2025

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ICBA PAC Directors Club Contribution Form

The ICBA PAC Directors Club What is the ICBA PAC Directors Club? The ICBA PAC Directors Club recognizes banks that achieve 100% ICBA PAC participation each year by their Board of Directors...

Sep 12, 2025

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ICBA PAC Contribution form

Thank you for your support! If you have any questions or would like more information, contact ICBA PAC staff at ICBAPAC@icba.org or at 800-422-8439. ICBA PAC contributions are not tax deductible...

Sep 12, 2025

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2025-2026 ICBA PAC Candidates Supported

2025-2026 Election Cycle Disbursements Each year, thousands of community bankers across the nation contribute to ICBA PAC—the only federal political action committee dedicated exclusively to ...

Sep 12, 2025

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Directors Club Donors List

Bank Name Primary Contact City State Directors Club Level 1st National Bank of Scotia Mr. John H. Buhrmaster Scotia NY Directors Club Alliance Bank Ms. Shane Pilarski Francesville IN Directors...

Sep 12, 2025

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ICBA PAC Donors List

Contributors $1-$499 Ms. Kathy Aamot Ms. Lee Dean Ardell Mr. Eddie Barraza Mr. John S. Biesterfeld Ms. Jill Aanenson Ms. Victoria Arenas Mr. Hugh M. Bartels Mr. Tommy Bigham Ms. Lynn Acheson Mr....

Sep 12, 2025

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ICBA PAC Prior Approval Form

CONTACT INFORMATION Name Company Address City State Zip Federal law requires members to sign the bottom portion of this form in order for the executives, administrative personnel and directors...

Sep 12, 2025

Bank Director Program Newsletter Jan-Feb 2025

Maintaining Data Privacy Through Your Financial Institution’s Digital Journey By Tim Dively and Randall Domes, CLA One of financial institutions’ biggest concerns when considering digital tools...

Sep 12, 2025

Bank Director Program Newsletter March-April

Inside 2 The Importance of Information 4 From Volatility to Vision: Guiding Bank Performance Through Economic Cycles Continued on page 6 Upcoming Events Bank Director Forums Livestreams June...

Sep 12, 2025

Bank Director Program Newsletter May-June

Inside 2 Combating Fraud One Attack at a Time 5 Vigilante Justice? Continued on page 4 Upcoming Events Bank Director Forums Livestreams Sept. 11 | Dec. 4 April 3 (recording) June 5 (recording) ...

Sep 12, 2025

Bank Director Program Newsletter July-Aug

Inside 2 How to Build an AI Policy at Your Community Bank 4 Whole Lotta Thinkin’ Going On Continued on page 6 Upcoming Events Bank Director Forums Livestreams Sept. 11 Dec. 4 April 3 & June 5...

Sep 12, 2025

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Combined Webinar Listing

Available Webinars 800-422-7285 ICBA.ORG/EDUCATION ICBA Education offers specialized web-based professional training for busy community bankers like you. These instructor-led, 60–90-minute...

Sep 12, 2025

Whole Lotta Thinkin Going On

Whole Lotta Thinkin’ Going On Fed’s forward guidance reflects uncertainty. By Jim Reber, ICBA Securities I hope the readers of this column will excuse the lack of decorum in the title, but...

Sep 16, 2025

ICBA LIVE 2026 Registration Form

Amount $ Send me an invoice Pay by check payable to ICBA Pay by credit card Card Holder Name Credit Card Number Expiration Date CSC Credit Card Signature Pay by ACH Name: ...

Sep 17, 2025

Bank Director Newsletter July-August

Inside 2 How to Build an AI Policy at Your Community Bank 4 Whole Lotta Thinkin’ Going On Continued on page 6 Upcoming Events Bank Director Forums Livestreams Sept. 11 Dec. 4 April 3 & June 5...

Sep 17, 2025

Joint Letter Asking Congress to Fix GENIUS Act Flaw

August 13, 2025 The Honorable Tim Scott Chairman Committee on Banking, Housing & Urban Affairs United States Senate Washington, DC 20510 The Honorable Cynthia Lummis Chairman Digital...

Sep 17, 2025

Education Quarterly Brochure Q3 2025

New Season. New Skills. • The Follow Up Factor • Build Your 2026 Training Strategy • New! ICBA Compensation & Benefits Report & Dashboard Training Guide August 2025 www.intrafi.com Use of...

Sep 17, 2025

2025 Certifications News - Q2

How I Work Susan McLaughlin Meet Susan McLaughlin, Assistant Vice President Auditor and Financial Reporting Analyst at Merchants National Bank in Logan, Ohio. As a Certified Community Bank...

Sep 17, 2025

Letter to Federal Reserve on Proposed Changes to the Large Financial Institution Rating System

August 14, 2025 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 Re: Revisions to the Large Financial...

Sep 17, 2025

Joint Letter Opposing Inclusion of the Marshall-Durbin Interchange Amendments in the NDAA

Opposition to Marshall-Durbin Interchange and Commissary Amendments in NDAA August 19, 2025 The Honorable John Thune – Majority Leader, United States Senate 511 Dirksen Senate Office...

Sep 17, 2025

Joint Supplemental Letter Responding to Request for Information on Data Privacy

Joint Financial Trades Supplemental Letter to the House Energy & Commerce Committee Request for Information Data Privacy August 19, 2025 Chairman Guthrie and Vice Chairman Joyce, we...

Sep 17, 2025

Letter in Support of CDFI Bills

August 21, 2025 The Honorable Roger Wicker Chairman Committee on Armed Services United States Senate 425 Russell Bldg. Washington, DC 20510 RE: Support for NDAA Amendment 3640 ...

Sep 17, 2025

Letter Opposing Changes to Megabank Leverage Ratio

August 26, 2025 Chief Counsel’s Office Attn: Comment Processing Office of the Comptroller of the Currency 400 7th Street, SW, Ste. 3E-218 Washington, DC 20219 Jennifer M. Jones ...

Sep 17, 2025

Letter Responding to RFI on Consumer Data Privacy

August 28, 2025 The Honorable French Hill The Honorable Andy Barr Chairman Chairman Committee on Financial Services Subcommittee on Financial Institutions U.S. House of...

Sep 17, 2025

Statement for the Record for Hearing on FinCEN

September 9, 2025 The Financial Crimes Enforcement Network: Recommendations for Better Coordinated and More Effective Policies and Enforcement The Independent Community Bankers of...

Sep 17, 2025

Nearby Hotels

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Sep 17, 2025

Statement for the Record for Hearing on Deposit Insurance Reform

icba.org | info@icba.org | 866-843-4222 1 Deposit Insurance Reform: The Community Bank Perspective The Independent Community Bankers of America, representing community banks across...

Sep 17, 2025

Getting to Yes

GETTING TO YES Common responses from lawmakers and how to rebut them For more on ICBA Advocacy visit www.icba.org/beheard 1. I’ll do my best on your behalf. 2. We’re old friends. You don’t have...

Aug 1, 2025

PSPApplication

PSP Proposal Criteria • Describe your organization (size, structure, locations, number of employees and history – ability to provide national coverage). Corporate Overview / Company...

Aug 1, 2025

ltr011714

January 17, 2014 U.S. Senate Washington, DC 20510 Dear Senator: The recent security breaches at Target, Neiman Marcus and others have made headlines and affected tens of millions of...

Aug 1, 2025

A Taxing Problem

ICBA Prof I TAB I L I TY soLuT Ions summer 201212 13 If you’ve watched good-quality mortgage loans walk out the door because your bank doesn’t have the ability to escrow for prop- erty taxes...

Aug 1, 2025

Escrow Administration Solution Available for Community Banks

H igh-Priced Mortgage Loans (HPMLs) and loans secured by manufactured homes are required by RESPA to be escrowed. Proposed regulatory changes may require escrows on a wider range of loans in ...

Aug 1, 2025

quarterly-compass-newsletter

© 2016 Fannie Mae. Trademarks of Fannie Mae. June 2016 1 of 2 Uniform Closing...

Aug 1, 2025

ICBA Bancard Marketing Manual

A definitive resource for winning strategies and best practices Card Marketing For Main Street CARD MARKETING FOR MAIN STREET 2 WWW.ICBABANCARD.ORG SECTION 1 - INTRODUCTION...

Aug 1, 2025

Training - Then and Now!

REINSURANCE Training—Then and Now! By Adam Yasneski, director of training services, transamerica life and protection W hile we don’t know who officially said this quote, it has never been more...

Aug 1, 2025

Credit Insurance Sales, Dodd-Frank Act and Options like CEMOB

REINSURANCE Y ou recall hearing or reading about sections of the Dodd- Frank Act and thinking—I wonder if that applies to my community bank’s credit life and disability program? Well, most...

Aug 1, 2025

Cooking Up Fee Income with ICBA Reinsurance

ICBA PROF I TAB I L I TY SOLUT IONS14 INSURANCE SOLUT IONS Cooking Up Fee Income with ICBA Reinsurance® Almost everyone has a signature dish that their friends and family just can’t seem...

Aug 1, 2025

With Training and Commitment the Sky is the Limit!

THE SkY IS THE LImIT! with training and commitment Vice President and Retail Sales Manager of Croghan Colonial Bank Chuck Barteck jokes that over the course of his 29-year banking career he’s...

Aug 1, 2025

History of ICBA Reinsurance

I C B A P R o f I TA B I L I T y S o L u T I o N S16 I N S u R A N C e S o L u T I o N S History of iCBa reinsurance 1996 ICBA’s Bank Services Committee researches opportunities for community...

Aug 1, 2025

Optimize Your Time - Ease Your Workload

iCBA ProF i tAB i L i tY SoLut ionS14 view how much premium has been col- lected on a given certificate and quickly determine if the certificate is eligible for a claim or refund. Users can...

Aug 1, 2025

Community Bankers Enhance Sales Skills and Win Prizes

19 Community Bankers enhance sales skills & Win Prizes In January ICBA Reinsurance (ICBARE) launched a sales skill training program for its customers. For each quarter of 2010, ICBA...

Aug 1, 2025

Sow Your Seeds Thoughtfully Today

S P R I N G 2 0 0 9 15I C B A P R o F I TA B I L I T Y S o L U T I o N S14 I C B A P R o F I TA B I L I T Y S o L U T I o N S L E N D I N G S o L U T I o N S Sow your Seeds thoughtfully...

Aug 1, 2025

KeyProvisionsoftheFinancialCHOICEAct

Key Provisions of the Financial CHOICE Act July 2016 Mon Contact: Alan Keller Vice President, Legislative Policy alan.keller@icba.org ...

Aug 1, 2025

CommunityBankProvisionsoftheFastAct

Community Bank Provisions of the FAST Act December 2015 Mon Contact: Alan Keller Vice President, Legislative Policy alan.keller@icba.org ...

Aug 1, 2025

SummaryInteragencyPolicyStatementEstablishingJointStandardsforAssessingDiversityPoliciesandPractices

Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies June 2015 Contact: Lilly Thomas...

Aug 1, 2025

ICBASummarySmallCreditorFinalRule20151006

ICBA Summary of the Final Rule Expanding the “Small Creditor” & “Rural” Definitions in the Regulation Z Mortgage Rules October 2015 Month Year Mon Contact: Joe Gormley...

Aug 1, 2025

TILARESPAIntegratedDisclosureSummary

ICBA Summary of the TILA- RESPA Integrated Disclosure (TRID) Rule October 2015 Month Year Mon Contact: Joe Gormley Assistant Vice President & Regulatory Counsel ...

Aug 1, 2025

HMDAMay2014

1 ICBA Tips for Responding to Public Requests for Home Mortgage Disclosure Act (HMDA) Data May 2014 ICBA has learned that community banks are increasingly receiving requests for...

Aug 1, 2025

Bit by Bit, It All Adds Up

iCBA ProF i tAB i L i ty soLut ions14 iCBA ProF i tAB i L i ty soLut ions Bit by Bit, it all adds Up increase the yield on your installment Loans for a Better Bottom Line Consumer lending...

Aug 1, 2025

ICBA Leg Reg Successes 2006 to 2015

          ICBA Legislative and Regulatory Successes   www.icba.org 1      ICBA Legislative and Regulatory Success  2006 – 2015     2006  ...

Aug 1, 2025

ICBASummaryInterimFinalRuleRuralCommunities

ICBA Summary of Small Creditor Home Mortgage Lending Operations in Rural Areas under the TILA (Regulation Z) Interim Final Rule March 2016 Month Year Mon Contact: ...

Aug 1, 2025

SummaryofCIPGuidancePrepaidCards5-4-16

_____________________________________________________________________________________________ May 2016 A Summary of...

Aug 1, 2025

CISA

Cybersecurity Information Sharing Act of 2015 Guidance February 2016 Mon Contact: Jeremy Dalpiaz AVP, Cyber Security and Data Security Policy Jeremy.Dalpiaz@icba.org ...

Aug 1, 2025

ICBASummaryGAOReport

ICBA Summary of Government Accountability Office Report: Cybersecurity – Bank and Other Depository Regulators Need Better Analytics and Depository Institutions Want More Usable Information ...

Aug 1, 2025

AboutMinorityBanksGuide0612

A Guide to Minority Banks The Federal Deposit Insurance Corp. (FDIC) defines a Minority Bank as “any depository institution where 51 percent or more of the voting stock is owned by one or more...

Aug 1, 2025

ICBASummaryofCFPB StudyonOverdraft Programs

        ICBA Summary  Consumer Financial Protection Bureau Study of Overdraft Programs  July 1, 2013   ...

Aug 1, 2025

RegERemiittanceRuleSummary0612

Summary of the Consumer Financial Protection Bureau’s Final and Proposed Rules and Official Interpretation Regarding International Remittance Transfers June 5, 2012 On January 20, 2012, the...

Aug 1, 2025

ICBASummaryATRQM

ICBA Summary of the Ability-to- Repay/Qualified Mortgage Rule June 2016 Month Year Mon Contact: Joe Gormley Assistant Vice President & Regulatory Counsel ...

Aug 1, 2025

ICBA Summary Escrow

ICBA Summary of the TILA Higher-Priced Mortgage Loan (HPML) Escrow Rule December 2016 Month Year Mon Contact: Joe Gormley Assistant Vice President & Regulatory...

Aug 1, 2025

ICBA Summary High Cost Mortgages

ICBA Summary of the High- Cost Mortgage / Home Ownership and Equity Protection (HOEPA) Rule December 2016 Month Year Mon Contact: Joe Gormley Assistant Vice President &...

Aug 1, 2025