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2015ProfitabilitySolutionsIssue3

ISSUE 3, 2015 Profi tability A Publication of the ICBA Services Network® IN THIS ISSUE: 2 Product News—Making Loyalty Pay 2 ICBA Reinsurance and Transamerica Work Together 3 ...

Aug 1, 2025

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cl021314

February 13, 2014 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency Attention: 1557-0081 400 7th Street, SW Suite 3E-218, Mail Stop 9W-11 ...

Aug 1, 2025

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ICBAOperationChokePointHearingStatement7152014

k On behalf of the more than 6,500 community banks represented by ICBA, thank you for convening today’s hearing on “The Department of Justice’s ‘Operation Choke Point’.” Community...

Aug 1, 2025

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ltr111215

November 12, 2015 The Honorable James Inhofe The Honorable Bill Shuster Chairman Chairman Committee on Environment & Public Works Committee on Transportation & Infrastructure ...

Aug 1, 2025

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ltr120716

December 7, 2016 The Honorable Mitch McConnell The Honorable Chuck Schumer Majority Leader Minority Leader-elect United States Senate United States Senate S- 230, U.S. Capitol ...

Aug 1, 2025

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ltr060415

American Bankers Association American Financial Services Association Community Home Lenders Association Consumer Bankers Association Consumer Mortgage Coalition Council for Affordable and...

Aug 1, 2025

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test051216

On behalf of the nearly 6,000 community banks represented by ICBA, we thank Chairman Boustany and Ranking Member Neal for convening a Member Day Hearing on Tax Legislation. ICBA is pleased to...

Aug 1, 2025

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ltr011315

January 13, 2015 The Honorable Michael Fitzpatrick U.S. House of Representatives Washington, D.C. 20515 Dear Representative Fitzpatrick: On behalf of the more than 6,500 community banks...

Aug 1, 2025

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ltr011513

January 15, 2013 Via Electronic Delivery Monica Jackson, Office of the Executive Secretary Bureau of Consumer Financial Protection 1700 G Street NW, Washington, DC 20552 Re: Docket No....

Aug 1, 2025

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ltr041515

April 15, 2015 The Honorable Lynn Westmoreland The Honorable Randy Neugebauer U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, DC 20515...

Aug 1, 2025

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ICBALetterInSupportOfHR2323

June 14, 2013 The Honorable Robert Pittenger U.S. House of Representatives Washington, D.C. 20515 Dear Congressman Pittenger: On behalf of the 7,000 community banks represented by ICBA,...

Aug 1, 2025

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ltr063015

June 30, 2015 The Honorable Blaine Luetkemeyer U.S. House of Representative Washington, D.C. 20515 Dear Congressman Luetkemeyer: On behalf of the more than 6,000 community banks...

Aug 1, 2025

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South Carolina-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Illinois-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Florida-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Michigan-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Ohio-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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1. Financial Services Agreement

Page 1 of 11 12.2023 rlk FINANCIAL SERVICES AGREEMENT This Financial Services Agreement ("FSA") is made as of 20 , (the "Effective Date") between ICBA Payments, Inc. doing business as ICBA...

Aug 7, 2025

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Certification News 2016 Summer

Newsletter for Audit, Compliance, Security, IT, Credit Analyst, Lending, and BSA Officers Summer 2016 Certification news Audit Institute (Week 1) • ...

Aug 1, 2025

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FIS Root Cause Analysis

Confidential Page 1 of 1 DESCRIPTION OF INCIDENT The Little Rock Technology Data Center (LRTC) lost external power at 13:57 CT on January 15, 2025, and backup power failed to activate...

Jul 30, 2025

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IB_EditCalendar_2025_U12-30

independentbanker.org // 5 EDITORIAL CALENDAR  2025 In every Issue of Independent Banker— COMPLIANCE, FRAUD, LENDING & INNOVATION In a July 2024 survey of ICBA Members, 72% of...

Oct 4, 2025

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GSE Maximum Loan Limits

October 15, 2013 Mr. Edward DeMarco Acting Director Federal Housing Finance Agency 400 7th Street SW Washington, D.C. 20024 Dear Acting Director DeMarco: I am writing to you today...

Aug 1, 2025

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ltr041513a

S Corp Modernization Act April 15, 2013 Dear Member of Congress: As representatives of America’s small and closely-held businesses, we are asking you to take the handcuffs off...

Aug 1, 2025

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ltr050613

May 6, 2013 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of Representatives ...

Aug 1, 2025

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Puerto Rico

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Vermont

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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cl091417

Submitted Electronically – http://www.regulations.gov September 14, 2017 Ms. Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW ...

Aug 1, 2025

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ltr070716

July 7, 2016 The Honorable Tom Cole The Honorable Rosa DeLauro Chairman Ranking Member Subcommittee on Labor, Subcommittee on Labor, Health & Human Services, Health & Human...

Aug 1, 2025

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Above-Beyond-Print-2025

A belly-band customized with your message wraps the magazine independentbanker.org // 10 MAGAZINE  2025 Above & Beyond Print Opportunities HAVE YOUR MESSAGE STAND OUT Independent Banker...

Oct 4, 2025

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Print-Marketing-2025

independentbanker.org // 6 MAGAZINE  2025 Powerful Print Marketing BE SEEN WITH THE CONTENT COMMUNITY BANKS RELY ON EACH AND EVERY MONTH Independent Banker covers the topics and trends...

Oct 4, 2025

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New Hampshire

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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New Mexico-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Arizona-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Texas-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ltr032715

March 27, 2015 Via Electronic Delivery Dana V. Syracuse Office of General Counsel New York State Department of Financial Services One State Street, New York, NY 10004 ...

Aug 1, 2025

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cl010713

Submitted electronically January 7, 2013 Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Proposed...

Aug 1, 2025

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cl030915

March 9, 2015 Mr. Robert de V. Frierson Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 Re: Risk-Based Capital...

Aug 1, 2025

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18.03.08_FDICltr

March 8, 2018 Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Proposed Statement of...

Aug 1, 2025

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19.01.28_AdvocacyAR

2018 ICBA ADVOCACY ANNUAL REPORT 2018 ADVOCACY ANNUAL REPORT In 2018, thousands of community bankers worked in tandem with ICBA advocacy staff on a diverse range of issues including...

Aug 1, 2025

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ltr070815

July 8, 2015 The Honorable Tim Scott The Honorable Joe Donnelly United States Senate United States Senate Washington, DC 20510 Washington, DC 20510 Dear Senators Scott and Donnelly: ...

Aug 1, 2025

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Minnesota

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Florida-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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2016SponsorshipOpportunities

Welcome to the IcBA communIty BAnkIng lIVe! 2016 Sponsorship Guide the ICBA’s annual National Convention, Community Banking LIVE, is the largest community banking convention in the country and...

Aug 1, 2025

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Online-Course-Listing

August 2025 For more detailed information, visit icba.org/education or call ICBA Education at 800-422-7285. Audit • Auditing a Community Bank Trust Department • Auditing Assets • Auditing...

Aug 8, 2025

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ICBA Certification Program Descriptions

ICBA Certification Programs ICBA certification programs are designed to raise the standards of professionalism in the community banking industry and give consumers a consistent stamp of approval...

Aug 1, 2025

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ltr041713

April 17, 2013 Dear Members of the U.S. House of Representatives, The undersigned representatives of the financial services industry are writing in support of H.R. 624, the “Cyber...

Aug 1, 2025

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ltr071315

July 13, 2015 The Honorable Tim Scott The Honorable Joe Donnelly United States Senator United States Senator 520 Hart Senate Office Building 720 Hart Senate Office Building ...

Aug 1, 2025

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Tennessee

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Florida-18

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Florida-22

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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FinCEN Comment Letter

Via electronic submission July 10, 2020 Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, Virginia 22183 RE: Docket Number FINCEN-2020-0003; OMB...

Jul 31, 2025

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2017 ICBA Advocacy Summary

OVER 10,000 PLAN FOR PROSPERITY SIGNATURES 350+ ADVOCATE CONGRESSIONAL MEETINGS 30%+ INCREASE IN DIGITAL ACTIVATIONS SUSTAINING MOMENTUM The regulatory relief momentum in Washington and...

Aug 1, 2025

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cl010716

January 7, 2016 Mr. Russell G. Golden Chairman Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856-5116 Re: Your letter dated December 22, 2015 Dear Mr. Golden: I...

Aug 1, 2025

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ltr041615

The Honorable Michael C. Burgess, M.D. The Honorable Jan Schakowsky Chairman, Subcommittee on Commerce, Ranking Member, Subcommittee on Commerce, Manufacturing and Trade Manufacturing, and...

Aug 1, 2025

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ltr071415

July 14, 2015 The Honorable Gregory W. Meeks The Honorable Peter T. King U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 The...

Aug 1, 2025

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ltr060315

June 3, 2015 Senator Mitch McConnell Representative John Boehner Majority Leader Speaker U.S. Senate U.S. House of Representatives Washington, D.C. 20510 Washington, D.C....

Aug 1, 2025

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New Hampshire

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Texas-15

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Innovation Program Calendar

Community Banks Are 2024 Innovation Calendar Innovative Problem Solvers ic ba .o rg /i nn ov at io n 51 8 Li nc ol n Ro ad P. O . B ox 2 67 Sa uk C en tr e, M N 5 63...

Aug 7, 2025

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cl010516

January 5, 2016 Robert E. Feldman, Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Assessments: RIN 3064-AE40 Dear Mr. Feldman: ...

Aug 1, 2025