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Regulatory Update - 1033

July 2024 ICBA Regulatory Update: Section 1033 Overview Section 1033 of the Dodd-Frank Act requires banks make available to customers access to their financial data, including...

Jul 31, 2025

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Member Benefits - New Members

Member Benefits Overview Our mission: To create and promote an environment where community banks flourish. ICBA Pillars ICBA Benefits Overview  Influencing national policy  Take...

Jul 31, 2025

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Legislative and Regulatory Update - Trigger Leads (1)

July 2024 ICBA Regulatory Update: Trigger Leads Topic/Issue: Mortgage Trigger Leads Agency: CFPB Status: A trigger lead is a marketing product that credit reporting agencies...

Jul 31, 2025

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Legislative Update - Digital Assets (1)

July 2024 Digital Assets and Community Banks What’s at Stake. Community bankers are increasingly alarmed by the risks presented by digital assets, including scams and misrepresentations...

Jul 31, 2025

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Regulatory Update - Beneficial Ownership

July 2024 ICBA Regulatory Update: Beneficial Ownership Rule Topic/Issue: Beneficial Ownership Status: On April 1, 2021, FinCEN issued an Advance Notice of Proposed Rulemaking...

Jul 31, 2025

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Legislative Update - Credit Card Competition

July 2024 ICBA Legislative Update: Credit Card Routing Mandates Status: The Credit Card Competition Act (S. 1838/H.R. 3881) would create new credit card routing mandates requiring banks...

Jul 31, 2025

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Legislative Update - SAFE - Cannabis Banking

July 2024 Legislative Update: Safe Harbor for Cannabis Banking Status: While cannabis use is illegal under federal law, more than 20 states and the District of Columbia have approved...

Jul 31, 2025

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Regulatory Update - Deposit Insurance

July 2024 ICBA Regulatory Update: Deposit Insurance Topic/Issue: Deposit Insurance Reforms, Deposit Insurance Assessments Agency: FDIC Background and Status: I. Base Deposit...

Jul 31, 2025